Stocktoria
Navan, Inc. NAVN
Navan, Inc. (NAVN) earns a Piotroski F-score of 5/9 (mixed financial health), with an Altman Z″ in the grey zone. It does not currently pay a dividend. FY2026 revenue was $702.3M at a -56.7% net margin.
Beneish M-score: -3.47 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-22 | Needham | Buy (main) |
| 2026-06-11 | TD Cowen | Buy (main) |
| 2026-06-11 | Citigroup | Buy (main) |
| 2026-06-11 | Rosenblatt | Buy (main) |
| 2026-06-11 | Citizens | Market Outperform (main) |
| 2026-06-11 | Jefferies | Buy (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | 0.577 |
| Retained earnings / assets | -1.179 |
| EBIT / assets | -0.115 |
| Equity / liabilities | 2.413 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| NAVN | Navan, Inc. | 5/9 | 1.7 | — | +30.8% |
| BL | BLACKLINE, INC. | 6/9 | 1.53 | 67.8 | +7.2% |
| NTSK | Netskope Inc | 5/9 | -4.34 | — | +31.7% |
| APPN | APPIAN CORP | 6/9 | -2.3 | 1308.1 | +17.8% |
| DSGX | DESCARTES SYSTEMS GROUP INC | 5/9 | 8.69 | 49.4 | +12% |
| CWAN | Clearwater Analytics Holdings, Inc. | 2/9 | 2.68 | — | +61.9% |
| QLYS | QUALYS, INC. | 7/9 | 3.11 | 21.9 | +10.1% |
About Navan, Inc.
Navan, Inc. operates an AI-powered software platform to simplify the travel and expense experience, benefiting users, customers, and suppliers. The company offers AI-powered travel, payments, and expense management solutions to streamline the travel lifecycle, from booking and policy enforcement to payment processing, expense reconciliation, and reporting. It serves finance, human resources, travel managers, inventory, and other markets. Navan, Inc. was formerly known as TripActions, Inc. and changed its name to Navan, Inc. in February 2023. The company was incorporated in 2015 and is based in Palo Alto, California.
FAQ
Is NAVN financially healthy?
Navan, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does NAVN pay a dividend?
No, Navan, Inc. does not currently pay a dividend.
How profitable is NAVN?
In FY2026, Navan, Inc. had a net margin of -56.7% and a return on equity of -32.9%.
What is the analyst price target for NAVN?
The average Wall-Street price target for Navan, Inc. is $29.40, about 2.2% above the recent price, from 15 analysts (consensus: strong buy).
Is NAVN a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Navan, Inc.: a Piotroski F-score of 5/9, an Altman Z″ in the grey zone. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2026-01-31. Facts plus Stocktoria's own computed scores — not investment advice.