Stocktoria
NB Bancorp, Inc. NBBK
Nasdaq · XNAS · stock · Savings Institutions, Not Federally Chartered · website · IPO 2023-12-28
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3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
11.1%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Financials | ||||
| Net income | $50.3M | $42.1M | $9.8M | $30.1M |
| Operating cash flow | $60.8M | $43.2M | $52.9M | $39.7M |
| Free cash flow | $57.4M | $41.2M | $50.0M | $31.2M |
| Total assets | $7.0B | $5.2B | $4.5B | $3.6B |
| Total liabilities | $6.1B | $4.4B | $3.8B | $3.2B |
| Shareholders' equity | $858.9M | $765.2M | $758.0M | $344.1M |
| Ratios | ||||
| Return on assets | 0.7% | 0.8% | 0.2% | 0.8% |
| Return on equity | 5.9% | 5.5% | 1.3% | 8.7% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 263,906 | $5.6M |
Why these scores methodology →
Piotroski F-score: 3/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001979330 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.