Stocktoria
nCino, Inc. NCNO
Nasdaq · XNAS · stock · Services-Prepackaged Software · website · IPO 2020-07-14
Chart by TradingView
7/9
Piotroski F — financial health
1.18
Altman Z″ — distress risk · grey
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $594.8M | $540.7M | $476.5M | $408.3M | $273.9M |
| Gross profit | $360.2M | $324.8M | $285.1M | $238.7M | $162.5M |
| Operating income | $3.7M | -$18.1M | -$39.5M | -$94.0M | -$71.4M |
| Net income | $5.2M | -$37.9M | -$42.3M | -$102.7M | -$49.4M |
| Operating cash flow | $90.1M | $55.2M | $57.3M | -$15.4M | -$19.2M |
| Free cash flow | $82.6M | $53.4M | $53.8M | -$33.7M | -$24.7M |
| Total assets | $1.6B | $1.6B | $1.3B | $1.3B | $1.3B |
| Total liabilities | $579.5M | $512.8M | $287.8M | $299.6M | $230.5M |
| Shareholders' equity | $1.1B | $1.1B | $1.0B | $1.0B | $1.1B |
| Ratios | |||||
| Gross margin | 60.6% | 60.1% | 59.8% | 58.5% | 59.3% |
| Operating margin | 0.6% | -3.4% | -8.3% | -23.0% | -26.1% |
| Net margin | 0.9% | -7.0% | -8.9% | -25.2% | -18.1% |
| FCF margin | 13.9% | 9.9% | 11.3% | -8.3% | -9.0% |
| Return on assets | 0.3% | -2.4% | -3.2% | -7.7% | -3.8% |
| Return on equity | 0.5% | -3.5% | -4.0% | -10.0% | -4.6% |
| Debt / equity | 0.20× | — | — | — | — |
| Current ratio | 1.00 | 1.20 | 1.17 | 1.01 | 1.05 |
| Revenue growth | 10.0% | 13.5% | 16.7% | 49.1% | 34.1% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| Point72 Asset Management, L.P. | 1,053,603 | $15.8M |
Why these scores methodology →
Piotroski F-score: 7/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: 1.18 (grey)
- Working capital / assets -0.001
- Retained earnings / assets -0.228
- EBIT / assets 0.002
- Equity / liabilities 1.822
Sector peers
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Source: SEC EDGAR filings · CIK 0001902733 · as of 2026-01-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.