Stocktoria

nCino, Inc. NCNO

Nasdaq · stock · Services-Prepackaged Software · website · IPO 2020-07-14 · LEI

nCino, Inc. statistics & valuation

Market cap$1.7B
P / E330.6×
P / S2.9×
P / B1.6×
P / FCF20.7×
Net margin0.9%
Return on equity0.5%
FCF margin13.9%
Net debt$125.1M
Net debt / EBITDA2.7×
Enterprise value USD$1.8B
EV / EBITDA40×
Earnings yield EBIT/EV0.2%
Return on capital0.3%
Graham number -83%$3.22

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($3.22); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
-19.80% -18.10% -25.20% -8.90% -7.00% 0.90% 202120222023202420252026
Gross margin (%)
56.90% 59.30% 58.50% 59.80% 60.10% 60.60% 202120222023202420252026
Operating margin (%)
-20.90% -26.10% -23.00% -8.30% -3.40% 0.60% 202120222023202420252026
Return on equity (%)
-9.50% -4.60% -10.00% -4.00% -3.50% 0.50% 202120222023202420252026
Shares outstanding
93.6M 109.8M 111.4M 113.7M 116.0M 114.3M 202120222023202420252026
Net debt ($)
$125.1M 202120222023202420252026
Share buybacks ($)
202120222023202420252026
Return on assets (%)
-7.20% -3.80% -7.70% -3.20% -2.40% 0.30% 202120222023202420252026
Free cash flow margin (%)
2.40% -9.00% -8.30% 11.30% 9.90% 13.90% 202120222023202420252026
Debt / equity (×)
0.20× 202120222023202420252026
EPS ($)
-$0.46 -$0.51 -$0.93 -$0.38 -$0.33 $0.05 202120222023202420252026

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2026FY2025FY2024FY2023FY2022FY2021
Gross margin60.6%60.1%59.8%58.5%59.3%56.9%
Operating margin0.6%-3.4%-8.3%-23.0%-26.1%-20.9%
Net margin0.9%-7.0%-8.9%-25.2%-18.1%-19.8%
FCF margin13.9%9.9%11.3%-8.3%-9.0%2.4%
Return on assets0.3%-2.4%-3.2%-7.7%-3.8%-7.2%
Return on equity0.5%-3.5%-4.0%-10.0%-4.6%-9.5%
Debt / equity0.20×—————
Current ratio1.001.201.171.011.053.82

Computed from company filings · US · as of 2026-01-31. Facts plus Stocktoria's own computed scores — not investment advice.