Stocktoria
Netcapital Inc. NCPL
Netcapital Inc. (NCPL) earns a Piotroski F-score of 1/9 (weak financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2025 revenue was $869,460 at a -3255.0% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 1/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | -0.244 |
| Retained earnings / assets | -1.331 |
| EBIT / assets | -0.398 |
| Equity / liabilities | 2.486 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| NCPL | Netcapital Inc. | 1/9 | -6 | — | — |
| WDLF | Decentral Life, Inc. | 6/9 | — | 3.1 | — |
| EMPD | Empery Digital Inc. | 3/9 | -3.48 | — | — |
| AURE | Aurelion Inc. | 2/9 | -7.75 | — | — |
| ZSQR | Z Squared Inc. | 5/9 | -18.27 | — | — |
| MEGL | Magic Empire Global Ltd | 3/9 | — | — | — |
| MVCO | Metavesco, Inc. | 3/9 | — | — | — |
All Finance, Insurance & Real Estate companies →
About Netcapital Inc.
Netcapital Inc. operates as a fintech company with a technology platform that allows private companies to raise capital online and provides private equity investment opportunities to investors in the United States. The company's Netcapital Advisors offers marketing and strategic advice and takes equity positions in select companies. It also provides various services, including an automated onboarding process, filing of required regulatory documents, compliance review, a custom-built offering page on its portal website, email marketing, third-party transfer agent and custodial services, and rolling closes, which provide access to liquidity before the final close date of offerings, as well as assistance with annual filings and direct access to the team for ongoing support. In addition, the company offers advisory services, which include incubation of technology start-ups, investor introductions, online marketing, website design and software development, message crafting including pitch decks, offering pages, and ad creation, strategic advice, and technology consulting services. Netcapital Inc. is based in Boston, Massachusetts.
FAQ
Is NCPL financially healthy?
Netcapital Inc.'s Piotroski F-score is 1/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does NCPL pay a dividend?
No, Netcapital Inc. does not currently pay a dividend.
How profitable is NCPL?
In FY2025, Netcapital Inc. had a net margin of -3255.0% and a return on equity of -189.9%.
Is NCPL overvalued or undervalued?
Netcapital Inc. trades at about 0.5× trailing earnings — below its 10-year norm (10-year range 162.2×–983.1×, median 466.7×). Stocktoria reports the data, not buy/sell advice.
Is NCPL a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Netcapital Inc.: a Piotroski F-score of 1/9, an Altman Z″ in the distress zone. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-04-30. Facts plus Stocktoria's own computed scores — not investment advice.