Stocktoria
NorthEast Community Bancorp, Inc./MD/ NECB
Nasdaq · XNAS · stock · Savings Institutions, Not Federally Chartered · website · IPO 2006-07-06
Chart by TradingView
3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
30.0%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | $44.4M | $47.1M | $46.3M | $24.8M | $11.9M |
| Operating cash flow | $52.6M | $48.7M | $42.8M | $27.5M | $21.6M |
| Free cash flow | $50.8M | $48.2M | $42.2M | $24.2M | $15.1M |
| Total assets | $2.1B | $2.0B | $1.8B | $1.4B | $1.2B |
| Total liabilities | $1.7B | $1.7B | $1.5B | $1.2B | $973.7M |
| Shareholders' equity | $351.7M | $318.3M | $279.3M | $262.0M | $251.4M |
| Ratios | |||||
| Return on assets | 2.2% | 2.3% | 2.6% | 1.7% | 1.0% |
| Return on equity | 12.6% | 14.8% | 16.6% | 9.5% | 4.7% |
| Debt / equity | 0.20× | — | 0.23× | 0.08× | — |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 176,205 | $4.2M |
Why these scores methodology →
Piotroski F-score: 3/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001847398 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.