Stocktoria
NorthEast Community Bancorp, Inc./MD/ NECB
NorthEast Community Bancorp, Inc./MD/ (NECB) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 3.47% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| NECB | NorthEast Community Bancorp, Inc./MD/ | 4/9 | — | 8.6 | — |
| BBT | Beacon Financial Corp | 5/9 | — | 29.2 | -92.5% |
| PBFS | Pioneer Bancorp, Inc./MD | 4/9 | — | 20.8 | +5.8% |
| RBKB | Rhinebeck Bancorp, Inc. | 4/9 | — | 19.3 | — |
| ECBK | ECB Bancorp, Inc. /MD/ | 5/9 | — | 22.1 | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About NorthEast Community Bancorp, Inc./MD/
Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposit instruments, including checking accounts, money market accounts, regular savings accounts, and non-interest-bearing demand accounts, as well as certificates of deposits. The company also offers construction, commercial and industrial loans, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans. In addition, it invests in various types of liquid assets, including U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit of federally insured institutions, as well as securities of various federal agencies, and state and municipal governments. Further, the company offers life insurance products and fixed rate annuities. It operates full-service branches located in Bronx, New York, Orange, Rockland, and Sullivan Counties in New York, Essex, Middlesex, and Norfolk Counties in Massachusetts; and loan production offices located in White Plains, New York; New City, New York; and Danvers, Massachusetts. Additionally, the company provides services such as personal loans and overdraft protection, and utilizes brokered, listing service, and military deposits, as well as borrowings, sources of funds, and retail deposit products. Northeast Community Bancorp, Inc. was founded in 1934 and is headquartered in White Plains, New York.
FAQ
Is NECB financially healthy?
NorthEast Community Bancorp, Inc./MD/'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does NECB pay a dividend, and is it safe?
Yes. NorthEast Community Bancorp, Inc./MD/ pays a dividend yielding about 3.47% with a 30.0% payout ratio, rated “safe” for safety.
How profitable is NECB?
In FY2025, NorthEast Community Bancorp, Inc./MD/ had a return on equity of 12.6%.
Is NECB overvalued or undervalued?
NorthEast Community Bancorp, Inc./MD/ trades at about 8.3× trailing earnings — below its 10-year norm (10-year range 5.2×–15.1×, median 9.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for NECB?
The average Wall-Street price target for NorthEast Community Bancorp, Inc./MD/ is $29.75, about 10.3% above the recent price, from 2 analysts (consensus: buy).
Is NECB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on NorthEast Community Bancorp, Inc./MD/: a Piotroski F-score of 4/9, a P/E of about 8.6×, a dividend yield of 3.47%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.