Stocktoria

NorthEast Community Bancorp, Inc./MD/ NECB

Nasdaq · stock · Savings Institutions, Not Federally Chartered · website · IPO 2006-07-06

NorthEast Community Bancorp, Inc./MD/ statistics & valuation

Market cap$383.8M
P / E8.6×
P / B1.1×
P / FCF7.5×
Net cash$11.2M
Enterprise value USD$372.6M
Graham number +59.2%$42.92

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($42.92); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
202020212022202320242025
Operating margin (%)
202020212022202320242025
Return on equity (%)
8.00% 4.70% 9.50% 16.60% 14.80% 12.60% 202020212022202320242025
Shares outstanding
16.3M 16.4M 16.0M 14.1M 14.0M 14.0M 202020212022202320242025
Net debt ($)
-$74.3M -$4.7M -$11.2M 202020212022202320242025
Share buybacks ($)
202020212022202320242025
Return on assets (%)
1.30% 1.00% 1.70% 2.60% 2.30% 2.20% 202020212022202320242025
Free cash flow margin (%)
202020212022202320242025
Debt / equity (×)
0.08× 0.23× 0.20× 202020212022202320242025
EPS ($)
$0.76 $0.75 $1.58 $3.32 $3.52 $3.25 202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

NorthEast Community Bancorp, Inc./MD/ trades at about 8.3× earnings — below its 10-year norm (10-year range 5.2×–15.1×, median 9.8×).

5.2× 15.1×

Shaded band = 10-year range (5.2×–15.1×); dot = today's 8.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020
Return on assets2.2%2.3%2.6%1.7%1.0%1.3%
Return on equity12.6%14.8%16.6%9.5%4.7%8.0%
Debt / equity0.20×0.23×0.08×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.