Stocktoria
NewtekOne, Inc. NEWT
Nasdaq · XNAS · stock · National Commercial Banks · website · IPO 1980-03-17
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2/9
Piotroski F — financial health
—
Altman Z″ — distress risk
46.3%
Dividend payout · moderate
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | $60.5M | $50.9M | $47.3M | $32.3M | $84.1M |
| Operating cash flow | -$579.2M | -$153.0M | -$169.2M | -$62.4M | $140.9M |
| Free cash flow | -$579.3M | -$153.5M | -$169.7M | -$62.4M | $140.9M |
| Total assets | $2.7B | $2.1B | $1.4B | $998.9M | $1.1B |
| Total liabilities | $2.3B | $1.8B | $1.2B | $623.5M | $652.7M |
| Shareholders' equity | $397.6M | $296.3M | $249.0M | $375.4M | $403.9M |
| Ratios | |||||
| Return on assets | 2.2% | 2.5% | 3.3% | 3.2% | 8.0% |
| Return on equity | 15.2% | 17.2% | 19.0% | 8.6% | 20.8% |
| Debt / equity | 2.06× | 2.39× | 2.59× | 1.44× | 1.17× |
Why these scores methodology →
Piotroski F-score: 2/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
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Source: SEC EDGAR filings · CIK 0001587987 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.