Stocktoria

NewtekOne, Inc. NEWT

Nasdaq · stock · National Commercial Banks · website · IPO 1980-03-17 · LEI

NewtekOne, Inc. statistics & valuation

Market cap$423.9M
P / E7.0×
P / B1.1×
Dividend yield6.62%
Return on equity15.2%
Net debt$819.9M
Enterprise value USD$1.2B
Graham number +103.6%$26.09

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($26.09); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
20212022202320242025
Operating margin (%)
20212022202320242025
Return on equity (%)
20.80% 8.60% 19.00% 17.20% 15.20% 20212022202320242025
Shares outstanding
24.2M 24.6M 24.7M 26.3M 28.7M 20212022202320242025
Net debt ($)
$472.1M $539.3M $644.1M $708.0M $819.9M 20212022202320242025
Share buybacks ($)
20212022202320242025
Return on assets (%)
8.00% 3.20% 3.30% 2.50% 2.20% 20212022202320242025
Free cash flow margin (%)
20212022202320242025
Debt / equity (×)
1.17× 1.44× 2.59× 2.39× 2.06× 20212022202320242025
EPS ($)
$3.69 $1.34 $1.88 $1.96 $2.18 20212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

NewtekOne, Inc. trades at about 5.9× earnings — below its 10-year norm (10-year range 6.2×–13.9×, median 6.8×).

5.9× 13.9×

Shaded band = 10-year range (6.2×–13.9×); dot = today's 5.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021
Return on assets2.2%2.5%3.3%3.2%8.0%
Return on equity15.2%17.2%19.0%8.6%20.8%
Debt / equity2.06×2.39×2.59×1.44×1.17×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.