Stocktoria
NICOLET BANKSHARES INC NIC
NICOLET BANKSHARES INC (NIC) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 0.54% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-23 | Raymond James | Market Perform (init) |
| 2026-04-22 | Piper Sandler | Overweight (main) |
| 2026-02-19 | Piper Sandler | Overweight (up) |
| 2026-01-22 | Maxim Group | Buy (main) |
| 2026-01-22 | Keefe, Bruyette & Woods | Outperform (main) |
| 2026-01-21 | Piper Sandler | Neutral (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| NIC | NICOLET BANKSHARES INC | 6/9 | — | 23 | — |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| JPM | JPMORGAN CHASE & CO | 2/9 | — | 15.5 | +2.8% |
| BAC | BANK OF AMERICA CORP /DE/ | 5/9 | — | 13.5 | +6.8% |
| C | CITIGROUP INC | 3/9 | — | 17 | +5.6% |
| COF | CAPITAL ONE FINANCIAL CORP | 4/9 | — | 51.2 | +36.6% |
| USB | US BANCORP DE | 6/9 | — | 12.1 | +4.4% |
All Finance, Insurance & Real Estate companies →
About NICOLET BANKSHARES INC
Nicolet Bankshares, Inc. operates as the bank holding company for Nicolet National Bank that provides banking products and services for businesses and individuals in Wisconsin, Michigan, and Minnesota. The company accepts demand deposits, checking, savings, and money market accounts; various certificates of deposit; and individual retirement accounts. It also offers commercial loans, including commercial, industrial, and business loans and lines of credit; commercial real estate loans; agricultural (AG) production and AG real estate loans; commercial real estate investment loans; construction and land development loans; residential real estate loans, such as residential first lien and junior lien mortgages, home equity loans, and residential construction loans; and consumer loans. In addition, the company provides cash management, international banking, personal brokerage, safe deposit boxes, and trust and fiduciary services, as well as wealth management and retirement plan services. Further, it offers mortgage refinancing; online services, such as commercial, retail, and trust online banking; automated bill payment, mobile banking deposits and account access, and remote deposit capture services; and other services consisting of wire transfers, debit cards, credit cards, pre-paid gift cards, direct deposits, and official bank checks, as well as facilitates crop insurance products. The company was formerly known as Green Bay Financial Corporation and changed its name to Nicolet Bankshares, Inc. in March 2002. The company was incorporated in 2000 and is headquartered in Green Bay, Wisconsin.
FAQ
Is NIC financially healthy?
NICOLET BANKSHARES INC's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does NIC pay a dividend, and is it safe?
Yes. NICOLET BANKSHARES INC pays a dividend yielding about 0.54% with a 12.4% payout ratio, rated “safe” for safety.
How profitable is NIC?
In FY2025, NICOLET BANKSHARES INC had a return on equity of 12.0%.
Is NIC overvalued or undervalued?
NICOLET BANKSHARES INC trades at about 18.1× trailing earnings — above its 10-year norm (10-year range 11.1×–20.5×, median 14.9×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for NIC?
The average Wall-Street price target for NICOLET BANKSHARES INC is $174.20, about 1.8% below the recent price, from 5 analysts (consensus: buy).
Is NIC a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on NICOLET BANKSHARES INC: a Piotroski F-score of 6/9, a P/E of about 23.0×, a dividend yield of 0.54%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.