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NATIONAL BANKSHARES INC NKSH

Nasdaq · stock · National Commercial Banks · website · IPO 1994-03-15 · LEI

NATIONAL BANKSHARES INC statistics & valuation

Market cap$239.8M
P / E15.2×
P / S29.3×
P / B1.3×
Dividend yield4.01%
Net margin193.6%
Return on equity8.6%
Graham number -5.3%$40.33

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($40.33); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
276.10% 230.50% 257.80% 283.80% 284.30% 306.40% 370.80% 221.90% 102.40% 193.60% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
8.40% 7.60% 8.50% 9.50% 8.00% 10.60% 21.10% 11.20% 4.90% 8.60% 2016201720182019202020212022202320242025
Shares outstanding
7.0M 7.0M 7.0M 6.6M 6.5M 6.2M 6.0M 5.9M 6.4M 6.4M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.20% 1.10% 1.30% 1.30% 1.10% 1.20% 1.50% 0.90% 0.40% 0.90% 2016201720182019202020212022202320242025
Free cash flow margin (%)
312.30% 175.50% 296.90% 289.20% 211.70% 339.10% 403.80% 198.40% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$2.15 $2.03 $2.32 $2.65 $2.48 $4.33 $2.66 $1.24 $2.49 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

NATIONAL BANKSHARES INC trades at about 17.1× earnings — above its 10-year norm (10-year range 9.4×–23.7×, median 15.2×).

9.4× 23.7×

Shaded band = 10-year range (9.4×–23.7×); dot = today's 17.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin193.6%102.4%221.9%370.8%306.4%284.3%283.8%257.8%230.5%276.1%
FCF margin——198.4%403.8%339.1%211.7%289.2%296.9%175.5%312.3%
Return on assets0.9%0.4%0.9%1.5%1.2%1.1%1.3%1.3%1.1%1.2%
Return on equity8.6%4.9%11.2%21.1%10.6%8.0%9.5%8.5%7.6%8.4%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.