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NORTHPOINTE BANCSHARES INC NPB
NORTHPOINTE BANCSHARES INC (NPB) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 0.49% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| NPB | NORTHPOINTE BANCSHARES INC | 3/9 | — | 7.8 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About NORTHPOINTE BANCSHARES INC
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
FAQ
Is NPB financially healthy?
NORTHPOINTE BANCSHARES INC's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does NPB pay a dividend, and is it safe?
Yes. NORTHPOINTE BANCSHARES INC pays a dividend yielding about 0.49% with a 3.9% payout ratio, rated “safe” for safety.
How profitable is NPB?
In FY2025, NORTHPOINTE BANCSHARES INC had a return on equity of 14.7%.
What is NPB's P/E ratio?
NORTHPOINTE BANCSHARES INC's trailing price-to-earnings (P/E) ratio is about 7.8×, based on its latest annual earnings.
What is the analyst price target for NPB?
The average Wall-Street price target for NORTHPOINTE BANCSHARES INC is $21.08, about 21.7% above the recent price, from 3 analysts.
Is NPB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on NORTHPOINTE BANCSHARES INC: a Piotroski F-score of 3/9, a P/E of about 7.8×, a dividend yield of 0.49%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.