Stocktoria
NERDWALLET, INC. NRDS
NERDWALLET, INC. (NRDS) earns a Piotroski F-score of 7/9 (strong financial health), with an Altman Z″ in the safe zone. It does not currently pay a dividend. FY2025 revenue was $836.6M at a 5.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -3.33 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 7/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.377 |
| Retained earnings / assets | -0.408 |
| EBIT / assets | 0.141 |
| Equity / liabilities | 4.324 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| NRDS | NERDWALLET, INC. | 7/9 | 6.63 | 12.3 | +21.7% |
| RAMP | LiveRamp Holdings, Inc. | 6/9 | 9.25 | 15.7 | +9% |
| GDRX | GoodRx Holdings, Inc. | 6/9 | -0.18 | 31.2 | +0.6% |
| UPWK | UPWORK, INC | 6/9 | 3.27 | 9 | +2.4% |
| CARG | CarGurus, Inc. | 7/9 | 7.44 | 19.1 | +13.7% |
| ATHM | Autohome Inc. | 4/9 | 12.22 | — | -4.3% |
| EVTC | EVERTEC, Inc. | 7/9 | 2.88 | 11.9 | +10.2% |
About NERDWALLET, INC.
NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by insurance agency, loan and mortgage brokerages, and investment advisory subsidiaries. Additionally, the company provides finance and refinance facilities to students for education. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.
FAQ
Is NRDS financially healthy?
NERDWALLET, INC.'s Piotroski F-score is 7/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does NRDS pay a dividend?
No, NERDWALLET, INC. does not currently pay a dividend.
How profitable is NRDS?
In FY2025, NERDWALLET, INC. had a net margin of 5.8% and a return on equity of 13.0%.
What is NRDS's P/E ratio?
NERDWALLET, INC.'s trailing price-to-earnings (P/E) ratio is about 12.3×, based on its latest annual earnings.
What is the analyst price target for NRDS?
The average Wall-Street price target for NERDWALLET, INC. is $12.00, about 24.4% above the recent price, from 5 analysts.
Is NRDS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on NERDWALLET, INC.: a Piotroski F-score of 7/9, an Altman Z″ in the safe zone, a P/E of about 12.3×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.