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NERDWALLET, INC. NRDS

Nasdaq · stock · Services-Computer Processing & Data Preparation · website · IPO 2021-11-04 · LEI

NERDWALLET, INC. statistics & valuation

Market cap$597.5M
P / E12.3×
P / S0.7×
P / B1.6×
P / FCF4.6×
Net margin5.8%
Return on equity13.0%
FCF margin15.6%
Return on capital16.7%
Graham number -12.7%$8.43

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($8.43); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
2.20% -11.20% -1.90% -2.00% 4.40% 5.80% 202020212022202320242025
Gross margin (%)
202020212022202320242025
Operating margin (%)
0.80% -10.30% -3.50% 0.60% 1.40% 7.80% 202020212022202320242025
Return on equity (%)
6.40% -16.50% -3.00% -3.20% 8.30% 13.00% 202020212022202320242025
Shares outstanding
56.3M 66.7M 75.1M 76.9M 78.9M 75.9M 202020212022202320242025
Net debt ($)
-$53.2M -$167.8M 202020212022202320242025
Share buybacks ($)
202020212022202320242025
Return on assets (%)
2.10% -11.70% -2.40% -2.80% 6.90% 10.60% 202020212022202320242025
Free cash flow margin (%)
5.70% 1.30% 3.80% 11.90% 10.40% 15.60% 202020212022202320242025
Debt / equity (×)
0.37× 0.00× 202020212022202320242025
EPS ($)
$0.09 -$0.82 -$0.14 -$0.15 $0.38 $0.64 202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020
Operating margin7.8%1.4%0.6%-3.5%-10.3%0.8%
Net margin5.8%4.4%-2.0%-1.9%-11.2%2.2%
FCF margin15.6%10.4%11.9%3.8%1.3%5.7%
Return on assets10.6%6.9%-2.8%-2.4%-11.7%2.1%
Return on equity13.0%8.3%-3.2%-3.0%-16.5%6.4%
Debt / equity————0.00×0.37×
Current ratio3.453.275.322.613.695.39

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.