Stocktoria
INSPERITY, INC. NSP
INSPERITY, INC. (NSP) earns a Piotroski F-score of 2/9 (weak financial health), with an Altman Z″ in the grey zone. It pays a dividend yielding 5.69% (safety: safe). FY2025 revenue was $6.8B at a -0.1% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -1.76 — elevated (above the −1.78 line — aggressive-accounting signals worth a closer look) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | 0.046 |
| Retained earnings / assets | 0.29 |
| EBIT / assets | -0.005 |
| Equity / liabilities | 0.021 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| NSP | INSPERITY, INC. | 2/9 | 1.24 | — | +3.5% |
| RHI | ROBERT HALF INC. | 4/9 | 2.71 | 25.2 | -7.2% |
| KELYA | KELLY SERVICES INC | 5/9 | 3.3 | — | -1.9% |
| EFOR | Everforth Inc | 4/9 | 3.28 | 7.1 | -2.9% |
| AMN | AMN HEALTHCARE SERVICES INC | 5/9 | 2.07 | — | -8.5% |
| TTEC | TTEC Holdings, Inc. | 5/9 | 1.72 | — | -3.2% |
| TBI | TrueBlue, Inc. | 4/9 | 3.45 | — | +3.1% |
About INSPERITY, INC.
Insperity, Inc. engages in the provision of human resources (HR) and business solutions to improve business performance for small and medium-sized businesses primarily in the United States. It offers Insperity HR360 solution, a full-service PEO solution delivering HR technology, compliance, and strategic support for small and midsize businesses; Insperity HRCore, a streamlined HR platform for payroll, compliance, and workforce management; and Insperity HRScale, a scalable HR solution combining Insperity expertise with Workday technology for businesses. The company also provides performance solutions, including talent acquisition, retirement, and insurance services; contractor management; and Perks+ services. In addition, it offers human capital management and payroll services solution; integrated payroll; benefits administration; HR administration and employee onboarding; time and attendance; and performance management services. The company was formerly known as Administaff, Inc. and changed its name to Insperity, Inc. in March 2011. Insperity, Inc. was founded in 1986 and is headquartered in Kingwood, Texas.
FAQ
Is NSP financially healthy?
INSPERITY, INC.'s Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does NSP pay a dividend, and is it safe?
Yes. INSPERITY, INC. pays a dividend yielding about 5.69% with a -1285.7% payout ratio, rated “safe” for safety.
How profitable is NSP?
In FY2025, INSPERITY, INC. had a net margin of -0.1% and a return on equity of -15.2%.
Is NSP overvalued or undervalued?
INSPERITY, INC. trades at about 20.8× trailing earnings — below its 10-year norm (10-year range 22.2×–33.8×, median 28.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for NSP?
The average Wall-Street price target for INSPERITY, INC. is $39.50, about 21.6% below the recent price, from 4 analysts.
Is NSP a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on INSPERITY, INC.: a Piotroski F-score of 2/9, an Altman Z″ in the grey zone, a dividend yield of 5.69%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.