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NSTS Bancorp, Inc. NSTS

Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 2022-01-19

NSTS Bancorp, Inc. financials (annual)

Revenue
$255000 $289000 $291000 $270000 $256000 $252000 202020212022202320242025
Net income
-$112000 -$55000 $27000 -$4.0M -$789000 -$386000 202020212022202320242025
Free cash flow
-$724000 $1.3M $2.8M -$85000 $9.1M $3.9M 202020212022202320242025

Bars are annual figures from 2020 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020
Revenue$252,000$256,000$270,000$291,000$289,000$255,000
Interest expense$1.5M$764,000
Income tax$0$0$999,000$146,000-$214,000-$503,000
Net income-$386,000-$789,000-$4.0M$27,000-$55,000-$112,000
Operating cash flow$4.1M$9.4M$431,000$3.0M$1.5M-$620,000
Free cash flow$3.9M$9.1M-$85,000$2.8M$1.3M-$724,000
Cash & equivalents$34.0M$53.5M$31.4M$13.1M$121.6M$31.9M
Total assets$266.6M$278.7M$256.8M$264.2M$340.9M$242.2M
Total liabilities$186.7M$202.2M$179.2M$183.7M$295.7M$195.5M
Shareholders' equity$80.0M$76.5M$77.5M$80.5M$45.2M$46.7M

Growth · year-over-year · Revenue CAGR -0.2%

MetricFY2025FY2024FY2023FY2022FY2021FY2020
Revenue growth-1.6%-5.2%-7.2%+0.7%+13.3%
Net income growth-14755.6%
Free cash flow growth-56.7%-103.1%+111.8%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.