Stocktoria

NSTS Bancorp, Inc. NSTS

Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 2022-01-19

NSTS Bancorp, Inc. statistics & valuation

P / B0.9×
P / FCF18.4×
Net margin-153.2%
FCF margin1566.7%

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Net margin (%)
-43.90% -19.00% 9.30% -1465.60% -308.20% -153.20% 202020212022202320242025
Gross margin (%)
202020212022202320242025
Operating margin (%)
202020212022202320242025
Return on equity (%)
-0.20% -0.10% 0.00% -5.10% -1.00% -0.50% 202020212022202320242025
Shares outstanding
0 5.4M 5.3M 5.2M 5.3M 202020212022202320242025
Net debt ($)
202020212022202320242025
Share buybacks ($)
202020212022202320242025
Return on assets (%)
0.00% 0.00% 0.00% -1.50% -0.30% -0.10% 202020212022202320242025
Free cash flow margin (%)
-283.90% 453.30% 953.30% -31.50% 3560.20% 1566.70% 202020212022202320242025
Debt / equity (×)
202020212022202320242025
EPS ($)
202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020
Net margin-153.2%-308.2%-1465.6%9.3%-19.0%-43.9%
FCF margin1566.7%3560.2%-31.5%953.3%453.3%-283.9%
Return on assets-0.1%-0.3%-1.5%0.0%-0.0%-0.0%
Return on equity-0.5%-1.0%-5.1%0.0%-0.1%-0.2%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.