Stocktoria
Bank of N.T. Butterfield & Son Ltd NTB
NYSE · XNYS · stock · Commercial Banks, NEC · website · IPO 2016-09-16
Chart by TradingView
7/9
Piotroski F — financial health
—
Altman Z″ — distress risk
33.5%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $606.8M | $579.9M | $578.6M | $549.3M | $499.7M |
| Net income | $231.9M | $216.3M | $225.5M | $214.0M | $162.7M |
| Operating cash flow | $279.6M | $265.4M | $300.3M | $219.3M | $251.3M |
| Total assets | $14.1B | $14.2B | $13.4B | $14.3B | $15.3B |
| Total liabilities | $13.0B | $13.2B | $12.4B | $13.4B | $14.4B |
| Shareholders' equity | $1.1B | $1.0B | $1.0B | $864.8M | $977.5M |
| Ratios | |||||
| Net margin | 38.2% | 37.3% | 39.0% | 39.0% | 32.6% |
| Return on assets | 1.6% | 1.5% | 1.7% | 1.5% | 1.1% |
| Return on equity | 20.3% | 21.2% | 22.5% | 24.7% | 16.6% |
| Debt / equity | 0.00× | 0.10× | 0.10× | 0.20× | 0.18× |
| Revenue growth | 4.6% | 0.2% | 5.3% | 9.9% | 1.1% |
Why these scores methodology →
Piotroski F-score: 7/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001653242 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.