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NORWOOD FINANCIAL CORP NWFL
Nasdaq · stock · State Commercial Banks · website · IPO 1997-01-02
NORWOOD FINANCIAL CORP financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $8.0M | $7.4M | $7.1M | $8.8M | $7.0M | $6.2M | $5.4M | $5.7M | — | — |
| Interest expense | — | — | $33.5M | $7.3M | $5.8M | $8.0M | $8.7M | $5.7M | $4.1M | $3.7M |
| Income tax | $7.3M | -$98,000 | $4.4M | $7.2M | $5.9M | $3.3M | $2.6M | $2.6M | $6.6M | $1.9M |
| Net income | $27.8M | -$160,000 | $16.8M | $29.2M | $24.9M | $15.1M | $14.2M | $13.7M | $8.2M | $6.7M |
| EPS (diluted) | $3.01 | $-0.02 | $2.07 | $3.58 | $3.04 | $2.09 | $2.25 | $2.17 | $1.31 | $1.15 |
| Operating cash flow | $34.0M | $22.8M | $29.8M | $30.7M | $29.2M | $13.8M | $18.4M | $17.3M | $16.1M | $11.4M |
| Free cash flow | $29.2M | $19.7M | $28.4M | $28.6M | $27.9M | $13.0M | $16.8M | $16.4M | $14.4M | $10.9M |
| Cash & equivalents | — | — | — | — | — | — | — | $18.3M | $16.7M | $17.2M |
| Total assets | $2.4B | $2.3B | $2.2B | $2.0B | $2.1B | $1.9B | $1.2B | $1.2B | $1.1B | $1.1B |
| Total liabilities | $2.2B | $2.1B | $2.0B | $1.9B | $1.9B | $1.7B | $1.1B | $1.1B | $1.0B | $1.0B |
| Shareholders' equity | $242.2M | $213.5M | $181.1M | $167.1M | $205.3M | $194.8M | $137.4M | $122.3M | $115.7M | $111.1M |
Growth · year-over-year · Revenue CAGR 5.1%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | +8.1% | +3.7% | -18.5% | +24.8% | +13.1% | +14.0% | -3.8% | — | — | — |
| Net income growth | — | -101.0% | -42.7% | +17.3% | +65.2% | +6.1% | +4.1% | +66.5% | +22.2% | +13.6% |
| EPS growth | — | -101.0% | -42.2% | +17.8% | +45.5% | -7.1% | +3.7% | +65.6% | +13.9% | +7.5% |
| Free cash flow growth | +48.6% | -30.7% | -0.6% | +2.3% | +114.1% | -22.4% | +2.4% | +13.9% | +32.7% | +6.4% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.