NEW PEOPLES BANKSHARES INC NWPP
NEW PEOPLES BANKSHARES INC (NWPP) earns a Piotroski F-score of 5/9 (mixed financial health). It does not currently pay a dividend. FY2025 revenue was $3.6M at a 278.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1130 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| NWPP | NEW PEOPLES BANKSHARES INC | 5/9 | — | 9.9 | — |
| OPBK | OP Bancorp | 4/9 | — | 8.9 | — |
| BOTJ | BANK OF THE JAMES FINANCIAL GROUP INC | 6/9 | — | 12.3 | — |
| PCB | PCB BANCORP | 4/9 | — | 10.7 | — |
| BWFG | Bankwell Financial Group, Inc. | 4/9 | — | 13.5 | — |
| RBB | RBB Bancorp | 3/9 | — | — | — |
| COSO | CoastalSouth Bancshares, Inc. | 4/9 | — | 13.1 | — |
All Finance, Insurance & Real Estate companies →
About NEW PEOPLES BANKSHARES INC
New Peoples Bankshares, Inc. operates as a financial holding company for New Peoples Bank, Inc. that provides general banking services to the individuals, small to medium-sized businesses, and professional community in the United States. It offers demand deposit, interest-bearing demand deposit, savings deposit, checking money market, health savings, and individual retirement deposit accounts, as well as certificates of deposit. It also provides short-term commercial, medium-term commercial, longer-term commercial, 1-4 family residential, personal, secured commercial, agriculture, personal, mortgage, home equity line of credit, unsecured commercial, working capital, business expansion, equipment and machinery, secured consumer, unsecured consumer, automobile, home improvement, education, and personal investment loans. It provides investment services, which include fixed income products, variable annuities, mutual funds, indexed certificates of deposit, individual retirement accounts, long term care insurance, employee group benefit plans, college savings plans, financial planning, managed money accounts, and estate planning. It offers safe deposit boxes, cashier's checks, cash management services, direct deposit of payroll and social security checks, and automatic drafts; automated teller machines (ATMs); debit and credit cards; electronic banking services, such as internet banking, telephone and mobile banking, remote deposit capture, merchant transaction processing, and wire transfer services; and operates walk-up tellers and drive-in windows. It also offers treasury management and merchant services. The company was founded in 1997 and is headquartered in Honaker, Virginia.
FAQ
Is NWPP financially healthy?
NEW PEOPLES BANKSHARES INC's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does NWPP pay a dividend?
No, NEW PEOPLES BANKSHARES INC does not currently pay a dividend.
How profitable is NWPP?
In FY2025, NEW PEOPLES BANKSHARES INC had a net margin of 278.9% and a return on equity of 12.2%.
Is NWPP overvalued or undervalued?
NEW PEOPLES BANKSHARES INC trades at about 11.0× trailing earnings — above its 10-year norm (10-year range 8.3×–41.0×, median 9.4×). Stocktoria reports the data, not buy/sell advice.
Is NWPP a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on NEW PEOPLES BANKSHARES INC: a Piotroski F-score of 5/9, a P/E of about 9.9×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.