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NEW PEOPLES BANKSHARES INC NWPP

OTC · stock · State Commercial Banks · website · IPO 2011-04-01

NEW PEOPLES BANKSHARES INC statistics & valuation

Market cap$100.1M
P / E9.9×
P / S27.6×
P / B1.2×
P / FCF8.7×
Net margin278.9%
Return on equity12.2%
FCF margin317.3%
Graham number +23.5%$5.83

Market cap as of 2026-06-30. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($5.83); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
82.00% 24.80% 57.10% 89.80% 188.20% 203.60% 184.90% 213.80% 278.90% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
2.00% 6.10% 1.80% 3.80% 5.00% 11.00% 14.10% 11.10% 11.60% 12.20% 2016201720182019202020212022202320242025
Shares outstanding
23.4M 23.9M 24.0M 24.0M 24.0M 24.0M 23.90B 23.8M 23.7M 23.6M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.20% 0.50% 0.10% 0.30% 0.40% 0.90% 1.00% 0.90% 1.00% 1.10% 2016201720182019202020212022202320242025
Free cash flow margin (%)
94.60% 74.40% 277.30% 200.00% 260.60% 334.70% 152.50% 170.70% 317.30% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$0.04 $0.13 $0.30 $0.35 $0.43 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

NEW PEOPLES BANKSHARES INC trades at about 11× earnings — above its 10-year norm (10-year range 8.3×–41×, median 9.4×).

8.3× 41×

Shaded band = 10-year range (8.3×–41×); dot = today's 11×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin278.9%213.8%184.9%203.6%188.2%89.8%57.1%24.8%82.0%—
FCF margin317.3%170.7%152.5%334.7%260.6%200.0%277.3%74.4%94.6%—
Return on assets1.1%1.0%0.9%1.0%0.9%0.4%0.3%0.1%0.5%0.2%
Return on equity12.2%11.6%11.1%14.1%11.0%5.0%3.8%1.8%6.1%2.0%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.