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Orange County Bancorp, Inc. /DE/ OBT

Nasdaq · stock · State Commercial Banks · website · IPO 2001-07-31

Orange County Bancorp, Inc. /DE/ statistics & valuation

Market cap$495.4M
P / E11.9×
P / B1.7×
P / FCF12.0×
Dividend yield1.43%
Return on equity14.6%
Graham number +2.5%$39.92

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($39.92); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
202020212022202320242025
Operating margin (%)
202020212022202320242025
Return on equity (%)
8.60% 11.60% 17.60% 17.80% 15.00% 14.60% 202020212022202320242025
Shares outstanding
9.0M 11.3M 11.3M 11.3M 11.4M 13.4M 202020212022202320242025
Net debt ($)
202020212022202320242025
Share buybacks ($)
202020212022202320242025
Return on assets (%)
0.70% 1.00% 1.10% 1.20% 1.10% 1.60% 202020212022202320242025
Free cash flow margin (%)
202020212022202320242025
Debt / equity (×)
202020212022202320242025
EPS ($)
$1.29 $2.14 $2.17 $2.62 $2.47 $3.33 202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Orange County Bancorp, Inc. /DE/ trades at about 11.7× earnings — above its 10-year norm (10-year range 9.3×–11×, median 10.5×).

9.3× 11.7×

Shaded band = 10-year range (9.3×–11×); dot = today's 11.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020
Return on assets1.6%1.1%1.2%1.1%1.0%0.7%
Return on equity14.6%15.0%17.8%17.6%11.6%8.6%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.