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OCEANFIRST FINANCIAL CORP OCFC
Nasdaq · stock · National Commercial Banks · website · IPO 1996-07-03
OCEANFIRST FINANCIAL CORP financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $238.2M | $53.7M | $36.8M | $66.7M | $52.8M | $36.2M | $19.6M | $13.2M |
| Income tax | $21.5M | $30.3M | $32.7M | $46.6M | $32.2M | $17.7M | $18.8M | $13.6M | $22.9M | $12.2M |
| Net income | $71.0M | $100.1M | $104.0M | $146.6M | $110.1M | $63.3M | $88.6M | $71.9M | $42.5M | $23.0M |
| EPS (diluted) | $1.17 | $1.65 | $1.70 | $2.42 | $1.78 | $1.02 | $1.75 | $1.51 | $1.28 | $0.98 |
| Operating cash flow | $87.2M | $92.2M | $124.3M | $250.4M | $160.0M | $132.7M | $100.2M | $92.6M | $80.1M | $33.4M |
| Free cash flow | $79.5M | $84.7M | $116.6M | $234.3M | $117.9M | $117.9M | $95.2M | $81.1M | $31.4M | $26.8M |
| Total assets | $14.6B | $13.4B | $13.5B | $13.1B | $11.7B | $11.4B | $8.2B | $7.5B | $5.4B | $5.2B |
| Total liabilities | $12.9B | $11.7B | $11.9B | $11.5B | $10.2B | $10.0B | $7.1B | $6.5B | $4.8B | $4.6B |
| Shareholders' equity | $1.7B | $1.7B | $1.7B | $1.6B | $1.5B | $1.5B | $1.2B | $1.0B | $601.9M | $571.9M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | -29.1% | -3.8% | -29.0% | +33.2% | +73.9% | -28.5% | +23.1% | +69.4% | +84.3% | +13.4% |
| EPS growth | -29.1% | -2.9% | -29.8% | +36.0% | +74.5% | -41.7% | +15.9% | +18.0% | +30.6% | -19.0% |
| Free cash flow growth | -6.1% | -27.3% | -50.3% | +98.7% | +0.0% | +23.9% | +17.4% | +157.9% | +17.5% | +8.9% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.