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OCEANFIRST FINANCIAL CORP OCFC

Nasdaq · stock · National Commercial Banks · website · IPO 1996-07-03

OCEANFIRST FINANCIAL CORP statistics & valuation

Market cap$1.9B
P / E26.6×
P / B1.1×
P / FCF23.8×
Dividend yield2.55%
Return on equity4.3%
Net debt$255.2M
Enterprise value USD$2.1B
Graham number +44.2%$27.61

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($27.61); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
4.00% 7.10% 6.90% 7.70% 4.30% 7.30% 9.20% 6.30% 5.90% 4.30% 2016201720182019202020212022202320242025
Shares outstanding
32.1M 33.1M 48.0M 50.7M 60.4M 59.6M 59.1M 59.4M 58.6M 57.4M 2016201720182019202020212022202320242025
Net debt ($)
$235.5M $229.1M $195.4M $196.5M $197.5M $255.2M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.40% 0.80% 1.00% 1.10% 0.60% 0.90% 1.10% 0.80% 0.70% 0.50% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.16× 0.15× 0.12× 0.12× 0.12× 0.15× 2016201720182019202020212022202320242025
EPS ($)
$0.98 $1.28 $1.51 $1.75 $1.02 $1.78 $2.42 $1.70 $1.65 $1.17 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

OCEANFIRST FINANCIAL CORP trades at about 16.4× earnings — near its 10-year norm (10-year range 9.9×–29×, median 15.9×).

9.9× 29×

Shaded band = 10-year range (9.9×–29×); dot = today's 16.4×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets0.5%0.7%0.8%1.1%0.9%0.6%1.1%1.0%0.8%0.4%
Return on equity4.3%5.9%6.3%9.2%7.3%4.3%7.7%6.9%7.1%4.0%
Debt / equity0.15×0.12×0.12×0.12×0.15×0.16×————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.