Stocktoria
OFG BANCORP OFG
OFG BANCORP (OFG) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.51% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| OFG | OFG BANCORP | 4/9 | — | 10.1 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About OFG BANCORP
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.
FAQ
Is OFG financially healthy?
OFG BANCORP's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does OFG pay a dividend, and is it safe?
Yes. OFG BANCORP pays a dividend yielding about 2.51% with a 25.3% payout ratio, rated “safe” for safety.
How profitable is OFG?
In FY2025, OFG BANCORP had a return on equity of 14.8%.
Is OFG overvalued or undervalued?
OFG BANCORP trades at about 11.5× trailing earnings — near its 10-year norm (10-year range 8.2×–21.4×, median 12.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for OFG?
The average Wall-Street price target for OFG BANCORP is $47.75, about 9.7% below the recent price, from 4 analysts (consensus: buy).
Is OFG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on OFG BANCORP: a Piotroski F-score of 4/9, a P/E of about 10.1×, a dividend yield of 2.51%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.