Stocktoria
OneMain Holdings, Inc. OMF
OneMain Holdings, Inc. (OMF) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 7.15% (safety: stretched).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-05-04 | RBC Capital | Outperform (main) |
| 2026-05-04 | Barclays | Equal-Weight (main) |
| 2026-04-09 | JP Morgan | Underweight (main) |
| 2026-04-09 | Wells Fargo | Equal-Weight (main) |
| 2026-04-06 | Barclays | Equal-Weight (main) |
| 2026-03-17 | Evercore ISI Group | In-Line (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| OMF | OneMain Holdings, Inc. | 5/9 | — | 8.9 | — |
| AFRM | Affirm Holdings, Inc. | 5/9 | — | 510.1 | +38.8% |
| ENVA | Enova International, Inc. | 6/9 | — | 18.6 | +18.6% |
| CACC | CREDIT ACCEPTANCE CORP | 6/9 | — | 15.5 | +7.2% |
| ATLC | Atlanticus Holdings Corp | 3/9 | — | 13.7 | +50.1% |
| RM | Regional Management Corp. | 4/9 | — | 8.5 | +9.7% |
| WRLD | WORLD ACCEPTANCE CORP | 4/9 | — | 23.2 | +3.7% |
All Finance, Insurance & Real Estate companies →
About OneMain Holdings, Inc.
OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.
FAQ
Is OMF financially healthy?
OneMain Holdings, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does OMF pay a dividend, and is it safe?
Yes. OneMain Holdings, Inc. pays a dividend yielding about 7.15% with a 63.7% payout ratio, rated “stretched” for safety.
How profitable is OMF?
In FY2025, OneMain Holdings, Inc. had a return on equity of 23.0%.
Is OMF overvalued or undervalued?
OneMain Holdings, Inc. trades at about 9.9× trailing earnings — near its 10-year norm (10-year range 5.2×–24.2×, median 9.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for OMF?
The average Wall-Street price target for OneMain Holdings, Inc. is $67.57, about 4.5% above the recent price, from 14 analysts (consensus: buy).
Is OMF a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on OneMain Holdings, Inc.: a Piotroski F-score of 5/9, a P/E of about 8.9×, a dividend yield of 7.15%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.