Stocktoria

OneMain Holdings, Inc. OMF

NYSE · stock · Personal Credit Institutions · website · IPO 2013-10-16 · LEI

OneMain Holdings, Inc. statistics & valuation

Market cap$7.0B
P / E8.9×
P / B2.1×
Dividend yield7.15%
Return on equity23.0%
Net debt$21.8B
Enterprise value USD$28.8B
Graham number +0.3%$64.88

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($64.88); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
7.00% 5.60% 11.80% 19.70% 21.20% 43.30% 28.90% 20.10% 16.00% 23.00% 2016201720182019202020212022202320242025
Shares outstanding
135.1M 135.7M 136.0M 136.3M 134.9M 133.1M 124.4M 120.6M 120.1M 119.3M 2016201720182019202020212022202320242025
Net debt ($)
$13.38B $14.06B $14.50B $15.98B $15.53B $17.21B $17.78B $18.80B $20.98B $21.78B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
1.20% 0.90% 2.20% 3.70% 3.20% 5.90% 3.90% 2.60% 2.00% 2.90% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
4.55× 4.59× 4.00× 3.98× 5.17× 5.84× 6.06× 6.22× 6.72× 6.67× 2016201720182019202020212022202320242025
EPS ($)
$1.59 $1.35 $3.29 $6.27 $5.41 $9.88 $7.01 $5.32 $4.24 $6.56 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

OneMain Holdings, Inc. trades at about 9.9× earnings — near its 10-year norm (10-year range 5.2×–24.2×, median 9.1×).

5.2× 24.2×

Shaded band = 10-year range (5.2×–24.2×); dot = today's 9.9×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Return on assets2.9%2.0%2.6%3.9%5.9%3.2%3.7%2.2%0.9%1.2%
Return on equity23.0%16.0%20.1%28.9%43.3%21.2%19.7%11.8%5.6%7.0%
Debt / equity6.67×6.72×6.22×6.06×5.84×5.17×3.98×4.00×4.59×4.55×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.