Stocktoria
ONITY GROUP INC. ONIT
ONITY GROUP INC. (ONIT) earns a Piotroski F-score of 3/9 (weak financial health). It does not currently pay a dividend. FY2025 revenue was $1.1B at a 17.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| ONIT | ONITY GROUP INC. | 3/9 | — | 1.6 | +9.3% |
| FOA | Finance of America Companies Inc. | 4/9 | — | 4.8 | +26.1% |
| PFSI | PennyMac Financial Services, Inc. | 2/9 | — | 8.9 | -25.2% |
| BLNE | Beeline Holdings, Inc. | 3/9 | -4.03 | — | — |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
| NMR | NOMURA HOLDINGS INC | 2/9 | — | — | +0.5% |
All Finance, Insurance & Real Estate companies →
About ONITY GROUP INC.
Onity Group Inc., a financial services company, originates and services forward and reserve mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through the Servicing and Originations segments. The company offers owned mortgage servicing rights and subservicing products; conventional, government-insured, and non-agency mortgage loans, as well as reverse mortgage and multi-family loans; and residential forward mortgage and small commercial mortgage loans. It also originates and purchases conventional and government-insured residential forward and reverse mortgage loans through its correspondent lending arrangements, broker relationships, and retail channels. In addition, the company engages in reinsurance business. The company offers its services under the PHH Mortgage and Liberty Reverse Mortgage brands. It serves financial institutions. The company was formerly known as Ocwen Financial Corporation and changed its name to Onity Group Inc. in June 2024. Onity Group Inc. was founded in 1988 and is headquartered in West Palm Beach, Florida.
FAQ
Is ONIT financially healthy?
ONITY GROUP INC.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does ONIT pay a dividend?
No, ONITY GROUP INC. does not currently pay a dividend.
How profitable is ONIT?
In FY2025, ONITY GROUP INC. had a net margin of 17.8% and a return on equity of 30.2%.
Is ONIT overvalued or undervalued?
ONITY GROUP INC. trades at about 1.8× trailing earnings — below its 10-year norm (10-year range 2.1×–446.2×, median 19.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for ONIT?
The average Wall-Street price target for ONITY GROUP INC. is $54.00, about 40.7% above the recent price, from 2 analysts (consensus: strong buy).
Is ONIT a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on ONITY GROUP INC.: a Piotroski F-score of 3/9, a P/E of about 1.6×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.