Stocktoria
Offerpad Solutions Inc. OPAD
Offerpad Solutions Inc. (OPAD) earns a Piotroski F-score of 4/9 (mixed financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2025 revenue was $567.8M at a -8.2% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -3.72 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | 0.277 |
| Retained earnings / assets | -3.272 |
| EBIT / assets | -0.216 |
| Equity / liabilities | 0.328 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| OPAD | Offerpad Solutions Inc. | 4/9 | -9.95 | — | -38.2% |
| FTHM | Fathom Holdings Inc. | 3/9 | -4.94 | — | +25.4% |
| MMI | Marcus & Millichap, Inc. | 4/9 | 5.82 | — | +8.5% |
| RMAX | RE/MAX Holdings, Inc. | 6/9 | 1.72 | 40.9 | -5.2% |
| DOUG | Douglas Elliman Inc. | 5/9 | 1.55 | 10.8 | +3.8% |
| LRHC | La Rosa Holdings Corp. | 4/9 | — | — | +16.7% |
| LHAI | Linkhome Holdings Inc. | 3/9 | 7.15 | 141.1 | — |
All Finance, Insurance & Real Estate companies →
About Offerpad Solutions Inc.
Offerpad Solutions Inc., together with its subsidiaries, provides a technology-enabled real estate solutions platform in the United States. It operates through Cash Offer, Renovate, and Other segments. The company offers Cash Offer, which allows customers to access the company's website or mobile application to receive a cash offer range for their home; and renovation services to other businesses. It also provides a Cash Offer Marketplace, including Direct+ partners, which provide buyers with an opportunity to purchase homes from homeowners; and brokerage services, which allow sellers to select from different agent-led pathways to sell their home. In addition, the company offers HomePro, which pairs local agents with its platform, data, and customer flow to deliver guided and in-person services; and the Agent Partnership Program, which allows third-party agents to present a cash offer to customers. Further, it provides ancillary products and services comprising energy efficiency solutions, smart home technology, insurance, and home warranty services, as well as mortgage, title insurance, and escrow services. Offerpad Solutions Inc. was founded in 2015 and is headquartered in Tempe, Arizona.
FAQ
Is OPAD financially healthy?
Offerpad Solutions Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does OPAD pay a dividend?
No, Offerpad Solutions Inc. does not currently pay a dividend.
How profitable is OPAD?
In FY2025, Offerpad Solutions Inc. had a net margin of -8.2% and a return on equity of -121.4%.
What is the analyst price target for OPAD?
The average Wall-Street price target for Offerpad Solutions Inc. is $14.25, about 206.5% above the recent price, from 2 analysts.
Is OPAD a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Offerpad Solutions Inc.: a Piotroski F-score of 4/9, an Altman Z″ in the distress zone. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.