StocktoriaOfferpad Solutions Inc. OPAD
NYSE · XNYS · stock · Real Estate Agents & Managers (For Others)
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4/9
Piotroski F — financial health
-9.95
Altman Z″ — distress risk · distress
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $567.8M | $918.8M | $1.3B | $4.0B | $2.1B |
| Gross profit | $42.0M | $72.2M | $70.2M | $182.4M | $207.8M |
| Operating income | -$33.4M | -$46.0M | -$104.4M | -$127.3M | $19.8M |
| Net income | -$46.4M | -$62.2M | -$117.2M | -$148.6M | $6.5M |
| Operating cash flow | $66.8M | $20.8M | $261.6M | $305.4M | -$921.9M |
| Free cash flow | $65.7M | $15.4M | $261.5M | $304.3M | -$935.6M |
| Total assets | $154.8M | $313.1M | $379.7M | $825.1M | $1.4B |
| Total liabilities | $116.6M | $265.4M | $277.9M | $703.2M | $1.1B |
| Shareholders' equity | $38.2M | $47.7M | $101.8M | $121.9M | $257.6M |
| Ratios | |||||
| Gross margin | 7.4% | 7.9% | 5.3% | 4.6% | 10.0% |
| Operating margin | -5.9% | -5.0% | -7.9% | -3.2% | 1.0% |
| Net margin | -8.2% | -6.8% | -8.9% | -3.8% | 0.3% |
| FCF margin | 11.6% | 1.7% | 19.9% | 7.7% | -45.2% |
| Return on assets | -30.0% | -19.9% | -30.9% | -18.0% | 0.5% |
| Return on equity | -121.4% | -130.4% | -115.2% | -121.9% | 2.5% |
| Current ratio | 1.48 | 1.17 | 1.35 | 1.16 | 1.26 |
| Revenue growth | -38.2% | -30.1% | -66.7% | 90.9% | 94.5% |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: -9.95 (distress)
- Working capital / assets 0.277
- Retained earnings / assets -3.272
- EBIT / assets -0.216
- Equity / liabilities 0.328
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001825024 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.