Stocktoria
OP Bancorp OPBK
OP Bancorp financials (annual)
Bars are annual figures from 2017 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.2M | $3.3M | $2.1M | $1.7M | $1.6M | $1.4M | $2.0M | $1.9M | $1.7M |
| Interest expense | — | — | $53.0M | $11.3M | $3.1M | $8.3M | $14.5M | $9.1M | $4.6M |
| Income tax | $9.7M | $8.0M | $9.6M | $13.4M | $11.8M | $5.1M | $5.3M | $5.2M | $7.9M |
| Net income | $25.6M | $21.1M | $23.9M | $33.3M | $28.8M | $13.1M | $16.8M | $14.3M | $9.2M |
| EPS (diluted) | $1.72 | $1.39 | $1.55 | $2.14 | $1.88 | $0.85 | $1.03 | $0.89 | $0.66 |
| Operating cash flow | $26.2M | $31.2M | $67.8M | $83.7M | -$28.3M | -$4.9M | $19.0M | $30.6M | -$2.1M |
| Free cash flow | $23.4M | $29.7M | $65.6M | $82.3M | -$29.4M | -$5.5M | $17.2M | $29.4M | -$2.6M |
| Cash & equivalents | $167.3M | $134.9M | $91.2M | $83.0M | $115.5M | $106.3M | $86.0M | $77.7M | $63.2M |
| Total assets | $2.7B | $2.4B | $2.1B | $2.1B | $1.7B | $1.4B | $1.2B | $1.0B | $901.0M |
| Total liabilities | $2.4B | $2.2B | $2.0B | $1.9B | $1.6B | $1.2B | $1.0B | $914.4M | $809.5M |
| Shareholders' equity | $227.9M | $205.0M | $192.6M | $176.9M | $165.2M | $143.4M | $140.6M | $129.8M | $91.5M |
Growth · year-over-year · Revenue CAGR 8.6%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | -1.7% | +53.6% | +26.7% | +7.2% | +9.2% | -29.0% | +6.2% | +14.6% | — |
| Net income growth | +21.7% | -11.9% | -28.2% | +15.5% | +119.7% | -21.7% | +17.6% | +54.3% | — |
| EPS growth | +23.7% | -10.3% | -27.6% | +13.8% | +121.2% | -17.5% | +15.7% | +34.8% | — |
| Free cash flow growth | -21.3% | -54.7% | -20.3% | — | — | -131.7% | -41.4% | — | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.