Stocktoria
OppFi Inc. OPFI
OppFi Inc. statistics & valuation
Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($16.11); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
OppFi Inc. trades at about 6.9× earnings — below its 10-year norm (10-year range 9.6×–46×, median 38.1×).
Shaded band = 10-year range (9.6×–46×); dot = today's 6.9×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Return on assets | 3.5% | 1.1% | -0.2% | 1.2% | 5.1% | — |
| Return on equity | 8.5% | 3.1% | -0.5% | 4.5% | 16.2% | — |
| Debt / equity | — | — | — | — | 0.32× | — |
| Current ratio | — | — | — | — | — | 10.07 |
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.