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Oportun Financial Corp OPRT

Nasdaq · stock · Finance Services · website · IPO 2019-09-26 · LEI

Oportun Financial Corp financials (annual)

Revenue
$497.6M $600.1M $583.7M $626.8M $952.5M $1.06B $1.00B $956.7M 20182019202020212022202320242025
Net income
$123.4M $61.6M -$45.1M $47.4M -$77.7M -$180.0M -$78.7M $25.2M 20182019202020212022202320242025
Free cash flow
$123.8M $209.5M $148.0M $151.2M $241.9M 20182019202020212022202320242025

Bars are annual figures from 2018 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue$956.7M$1.0B$1.1B$952.5M$626.8M$583.7M$600.1M$497.6M
SG&A expense$34.0M$53.2M$72.4M$58.8M$37.5M$20.5M$15.4M$10.8M
Income tax$18.8M-$36.5M-$73.7M$2.5M$15.4M-$13.0M$22.8M$46.7M
Net income$25.2M-$78.7M-$180.0M-$77.7M$47.4M-$45.1M$61.6M$123.4M
EPS (diluted)$0.53$-1.95$-4.88$-2.37$1.56$-1.65$0.40$4.47
Operating cash flow$413.4M$393.5M$392.8M$247.9M$163.4M$152.9M$218.4M$138.4M
Free cash flow———$241.9M$151.2M$148.0M$209.5M$123.8M
Cash & equivalents$105.5M$60.0M$91.2M$98.8M$131.0M$136.2M$72.2M$70.5M
Total assets$3.3B$3.2B$3.4B$3.6B$2.9B$2.0B$2.2B$1.7B
Total liabilities$2.9B$2.9B$3.0B$3.1B$2.3B$1.5B$1.7B$1.4B
Shareholders' equity$390.1M$353.8M$404.4M$547.6M$603.9M$466.6M$488.9M$346.5M

Growth · year-over-year · Revenue CAGR 9.8%

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue growth-4.5%-5.2%+11.0%+52.0%+7.4%-2.7%+20.6%—
Net income growth———-264.0%—-173.2%-50.1%—
EPS growth———-251.9%—-512.5%-91.1%—
Free cash flow growth———+60.0%+2.1%-29.3%+69.2%—

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.