Stocktoria
OLD REPUBLIC INTERNATIONAL CORP ORI
OLD REPUBLIC INTERNATIONAL CORP (ORI) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 7.79% (safety: stretched). FY2025 revenue was $9.1B at a 10.2% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-07-24 | Piper Sandler | Neutral (main) |
| 2026-04-24 | Piper Sandler | Neutral (main) |
| 2026-01-22 | Piper Sandler | Neutral (down) |
| 2025-12-08 | Piper Sandler | Overweight (main) |
| 2025-10-24 | Piper Sandler | Overweight (main) |
| 2025-10-06 | Piper Sandler | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| ORI | OLD REPUBLIC INTERNATIONAL CORP | 6/9 | — | 10.7 | +11% |
| ESNT | Essent Group Ltd. | 4/9 | — | 8.5 | +1.5% |
| MTG | MGIC INVESTMENT CORP | 4/9 | — | 8 | +0.5% |
| RDN | RADIAN GROUP INC | 6/9 | — | 8.6 | -0.8% |
| AGO | ASSURED GUARANTY LTD | 6/9 | — | 7 | +27.3% |
| OSG | OCTAVE SPECIALTY GROUP INC | 2/9 | — | — | +6.5% |
| MBI | MBIA INC | 3/9 | — | — | +90.5% |
All Finance, Insurance & Real Estate companies →
About OLD REPUBLIC INTERNATIONAL CORP
Old Republic International Corporation, through its subsidiaries, provides insurance underwriting and related services in the United States and Canada. It operates in two segments, Specialty Insurance and Title Insurance. The Specialty Insurance segment provides lines of coverages, such as accident and health, aviation, commercial auto, commercial multi-peril, commercial property, cyber, environmental, excess and surplus, home and auto warranty, automobile extended warranty, general liability, inland marine, travel accident, and workers' compensation, as well as financial indemnity, including directors and officers, errors and omissions, fidelity, and surety coverages. This segment offers its products to transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment insures against losses arising out of defects, liens and encumbrances affecting the insured title to real estate purchasers and investors. This segment also provides escrow closing and construction disbursement services; and real estate information products; national default management services; and various other services pertaining to real estate transfers and loan transactions. The company was founded in 1923 and is based in Chicago, Illinois.
FAQ
Is ORI financially healthy?
OLD REPUBLIC INTERNATIONAL CORP's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does ORI pay a dividend, and is it safe?
Yes. OLD REPUBLIC INTERNATIONAL CORP pays a dividend yielding about 7.79% with a 83.7% payout ratio, rated “stretched” for safety.
How profitable is ORI?
In FY2025, OLD REPUBLIC INTERNATIONAL CORP had a net margin of 10.2% and a return on equity of 15.8%.
Is ORI overvalued or undervalued?
OLD REPUBLIC INTERNATIONAL CORP trades at about 11.4× trailing earnings — near its 10-year norm (10-year range 5.1×–16.2×, median 11.3×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for ORI?
The average Wall-Street price target for OLD REPUBLIC INTERNATIONAL CORP is $43.50, about 2.4% above the recent price, from 2 analysts (consensus: buy).
Is ORI a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on OLD REPUBLIC INTERNATIONAL CORP: a Piotroski F-score of 6/9, a P/E of about 10.7×, a dividend yield of 7.79%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.