OSB Group Plc OSB.L

Name: OSB.L quality scores
Creator: Stocktoria
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GB · London Stock Exchange · XLON · stock · Financial Services · website

OSB Group Plc (OSB.L) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 6.88% (safety: moderate). FY2025 revenue was £668.0M at a 42.8% net margin.

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3/9

Piotroski F — financial health

—

Altman Z″ — distress risk

43.9%

Dividend payout · moderate

£534.00 as of 2026-07-01 · -4% 1y

£516.50£637.5052-wk

Market cap USD$2.4B

P / E6.4×

Dividend yield6.88%

Net margin42.8%

Return on equity12.4%

Beta1.05

Employees2,489

Analyst price target

£678.00 +27% vs last

· 12 analysts

range £564.00 – £800.00

Wall Street analyst consensus — a sentiment gauge, not our scoring.

About OSB Group Plc

OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. The company operates in two segments, OneSavings Bank (OSB) and Charter Court Financial Services (CCFS). It offers buy-to-let, residential, bridging, and commercial and semi-commercial mortgages; and residential development and asset finance services. The company also provides mortgage servicing, lending, deposit taking, originating, and administration and analytical services; land lease investment; and back-office processing services. It sells its products and services under the Precise, Kent Reliance for Intermediaries, InterBay, InterBay Asset Finance, Heritable Development Finance, Charter Savings Bank, Kent Reliance, and osbIndia brands. The company was founded in 1840 and is headquartered in Chatham, the United Kingdom.

Revenue trend · last 4y · down

How it ranks in Financial Services · percentile among 220 companies

Piotroski Fstronger than 10%

Net marginstronger than 80%

Return on equitystronger than 48%

Revenue growthstronger than 24%

Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 3/9 tests passed

Positive return on assets
Positive operating cash flow
Rising ROA
Cash flow exceeds net income
Lower long-term debt
Rising current ratio
No share dilution
Rising gross margin
Rising asset turnover

FAQ

Is OSB.L financially healthy?

OSB Group Plc's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).

Does OSB.L pay a dividend, and is it safe?

Yes. OSB Group Plc pays a dividend yielding about 6.88% with a 43.9% payout ratio, rated “moderate” for safety.

How profitable is OSB.L?

In FY2025, OSB Group Plc had a net margin of 42.8% and a return on equity of 12.4%.

Computed from company filings · GB · as of 2025-12-31. Figures in GBP. Facts plus Stocktoria's own computed scores — not investment advice.