OLD SECOND BANCORP INC OSBC
Nasdaq · XNAS · stock · State Commercial Banks
Chart by TradingView
3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
15.2%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | $80.3M | — | $117.8M | $896.8M |
| 2024 | — | $85.3M | — | $120.7M | $671.0M |
| 2023 | — | $91.7M | — | $104.0M | $577.3M |
| 2022 | — | $67.4M | — | $93.0M | $461.1M |
| 2021 | — | $20.0M | — | $29.0M | $502.0M |
| 2020 | — | $27.8M | — | $22.1M | $307.1M |
Why these scores methodology →
Piotroski F-score: 3/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0000357173 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.