OneSpan Inc. OSPN
OneSpan Inc. (OSPN) earns a Piotroski F-score of 5/9 (mixed financial health), with an Altman Z″ in the safe zone. It pays a dividend yielding 3.52% (safety: safe). FY2025 revenue was $243.2M at a 30.0% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.21 — grey zone (between the usual thresholds). A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.145 |
| Retained earnings / assets | 0.528 |
| EBIT / assets | 0.122 |
| Equity / liabilities | 2.16 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| OSPN | OneSpan Inc. | 5/9 | 5.76 | 7.2 | +0% |
| AGYS | AGILYSYS INC | 8/9 | 4.97 | 74.5 | +15.9% |
| TLS | TELOS CORP | 5/9 | -5.4 | — | +52.2% |
| STEM | STEM, INC. | 3/9 | -17.62 | — | +8.1% |
| SMRT | SmartRent, Inc. | 3/9 | -0.18 | — | -12.9% |
| WYY | WIDEPOINT CORP | 3/9 | -3.62 | — | +5.6% |
| IONQ | IonQ, Inc. | 3/9 | 2.63 | — | +201.9% |
About OneSpan Inc.
OneSpan Inc., together with its subsidiaries, provides digital solutions for security, authentication, identity, electronic signature, and digital workflow products in the Americas, Europe, the Middle East, Africa, and the Asia Pacific regions. It operates through Cybersecurity and Digital Agreements segments. The company offers Cloud Authentication, a cloud-based multifactor authentication solution; Mobile Security Suite, a software development kit that protects mobile transactions; Mobile Application Shielding that protects mobile applications from attacks by malware allowing secure usage of mobile applications even in hostile environments; and authentication servers that securely authenticate users and transactions. The company also provides Authentication Suite, a solution to protect organizations from cyber threats; Digipass Authenticator; and Digipass S3 Authentication software, an authentication platform designed to enable passwordless and phishing-resistant authentication across web and mobile applications. It also provides OneSpan Sign, a range of e-signature requirements for occasional agreement; OneSpan Notary, an online notary solution developed for organizations with in-house notaries; OneSpan Sign Identity Verification that enables banks and financial institutions identity verification services; Onespan Sign Authentication, a configurable authentication option to verify senders and signers by adding layers of security to e-signature transactions; and OneSpan Integration Platform, a platform that enables organizations to integrate e-signatures. It sells its solutions through its direct sales force, distributors, resellers, systems integrators, and original equipment manufacturers. The company was formerly known as VASCO Data Security International, Inc. and changed its name to OneSpan Inc. in August 1997. OneSpan Inc. was founded in 1991 and is headquartered in Boston, Massachusetts.
FAQ
Is OSPN financially healthy?
OneSpan Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does OSPN pay a dividend, and is it safe?
Yes. OneSpan Inc. pays a dividend yielding about 3.52% with a 25.3% payout ratio, rated “safe” for safety.
How profitable is OSPN?
In FY2025, OneSpan Inc. had a net margin of 30.0% and a return on equity of 26.8%.
Is OSPN overvalued or undervalued?
OneSpan Inc. trades at about 8.8× trailing earnings — below its 10-year norm (10-year range 6.3×–182.4×, median 25.3×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for OSPN?
The average Wall-Street price target for OneSpan Inc. is $16.25, about 1.7% below the recent price, from 4 analysts (consensus: buy).
Is OSPN a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on OneSpan Inc.: a Piotroski F-score of 5/9, an Altman Z″ in the safe zone, a P/E of about 7.2×, a dividend yield of 3.52%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.