Stocktoria
Oak Valley Bancorp OVLY
Nasdaq · stock · State Commercial Banks · website · IPO 1997-02-07
Oak Valley Bancorp financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $4.9M | $1.1M | $971,000 | $1.2M | $1.6M | $1.6M | $1.1M | $764,000 |
| Income tax | $6.7M | $7.2M | $9.5M | $6.8M | $5.3M | $4.1M | $4.2M | $3.8M | $6.1M | $3.5M |
| Net income | $23.9M | $24.9M | $30.8M | $22.9M | $16.3M | $13.7M | $12.5M | $11.5M | $9.1M | $7.7M |
| EPS (diluted) | $2.88 | $3.02 | $3.75 | $2.79 | $2.00 | $1.68 | $1.54 | $1.42 | $1.13 | $0.95 |
| Operating cash flow | $28.7M | $25.6M | $33.1M | $22.8M | $11.2M | $19.2M | $17.2M | $14.4M | $9.4M | $9.9M |
| Free cash flow | $24.6M | $23.9M | $31.2M | $21.6M | $10.2M | $17.5M | $15.8M | $12.8M | $7.2M | $9.2M |
| Cash & equivalents | $232.2M | $168.8M | $216.6M | $429.6M | $778.3M | $226.7M | $147.6M | $126.1M | $149.2M | $190.8M |
| Total assets | $2.0B | $1.9B | $1.8B | $2.0B | $2.0B | $1.5B | $1.1B | $1.1B | $1.0B | $1.0B |
| Total liabilities | $1.8B | $1.7B | $1.7B | $1.8B | $1.8B | $1.4B | $1.0B | $995.8M | $944.1M | $919.7M |
| Shareholders' equity | $208.0M | $183.4M | $166.1M | $126.6M | $142.6M | $129.7M | $112.6M | $99.0M | $90.8M | $82.5M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | -4.1% | -19.1% | +34.7% | +40.2% | +19.4% | +9.6% | +8.3% | +26.9% | +18.6% | +56.2% |
| EPS growth | -4.6% | -19.5% | +34.4% | +39.5% | +19.0% | +9.1% | +8.5% | +25.7% | +18.9% | +55.7% |
| Free cash flow growth | +2.9% | -23.4% | +44.2% | +111.8% | -41.7% | +10.6% | +23.7% | +77.5% | -22.0% | +219.5% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.