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Paragon Banking Group PLC PAG.L
Paragon Banking Group PLC (PAG.L) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 5.56% (safety: moderate). FY2025 revenue was £528.8M at a 34.1% net margin.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
About Paragon Banking Group PLC
Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, and owner-occupied first and second charge lending. The Commercial Lending segment comprises equipment leasing, development finance, structured lending, and other offerings for SME customers, as well as motor finance business. This segment also provides hire purchase, business loans, and operating and finance leasing. In addition, it offers a range of savings products; and deposits taking, residential mortgages, loan and vehicle finance, surveyors and property consulting, contract hire, asset administration, asset and development finance, consumer loan finance, and asset investment services, as well as acts as an asset finance broker. The company was formerly known as The Paragon Group of Companies PLC and changed its name to Paragon Banking Group PLC in September 2017. Paragon Banking Group PLC was founded in 1985 and is headquartered in Solihull, the United Kingdom.
How it ranks in Financial Services · percentile among 220 companies
Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
FAQ
Is PAG.L financially healthy?
Paragon Banking Group PLC's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does PAG.L pay a dividend, and is it safe?
Yes. Paragon Banking Group PLC pays a dividend yielding about 5.56% with a 44.9% payout ratio, rated “moderate” for safety.
How profitable is PAG.L?
In FY2025, Paragon Banking Group PLC had a net margin of 34.1% and a return on equity of 12.7%.
Computed from company filings · GB · as of 2025-09-30. Figures in GBP. Facts plus Stocktoria's own computed scores — not investment advice.