Stocktoria

Paragon Banking Group PLC PAG.L

GB · London Stock Exchange · XLON · stock · Financial Services · website

Paragon Banking Group PLC statistics & valuation

P / E8.1×
P / S2.8×
P / B1.0×
Net margin34.1%
FCF margin-72.1%
Net cash£1.7B
Enterprise value USD-$366.3M

Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Net margin (%)
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Gross margin (%)
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Operating margin (%)
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Return on equity (%)
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Shares outstanding
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Net debt (£)
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Share buybacks (£)
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Return on assets (%)
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Free cash flow margin (%)
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Debt / equity (×)
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EPS (£)
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Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Paragon Banking Group PLC trades at about 896.5× earnings — above its 10-year norm (10-year range 340×–943.1×, median 805.2×).

340× 943.1×

Shaded band = 10-year range (340×–943.1×); dot = today's 896.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin34.1%38.6%37.5%51.8%
FCF margin-72.1%459.0%528.8%192.7%
Return on assets0.9%1.0%0.8%1.9%
Return on equity12.7%13.1%10.9%22.1%

Computed from company filings · GB · as of 2025-09-30. Figures in GBP. Facts plus Stocktoria's own computed scores — not investment advice.