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Paragon Banking Group PLC PAG.L
Paragon Banking Group PLC statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (£12.42); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Paragon Banking Group PLC trades at about 947.1× earnings — above its 10-year norm (10-year range 340×–943.1×, median 805.2×).
Shaded band = 10-year range (340×–943.1×); dot = today's 947.1×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 34.1% | 38.6% | 37.5% | 51.8% |
| FCF margin | -72.1% | 459.0% | 528.8% | 192.7% |
| Return on assets | 0.9% | 1.0% | 0.8% | 1.9% |
| Return on equity | 12.7% | 13.1% | 10.9% | 22.1% |
Computed from company filings · GB · as of 2025-09-30. Figures in GBP. Facts plus Stocktoria's own computed scores — not investment advice.