Stocktoria
PENSKE AUTOMOTIVE GROUP, INC. PAG
PENSKE AUTOMOTIVE GROUP, INC. (PAG) earns a Piotroski F-score of 6/9 (mixed financial health), with an Altman Z″ in the grey zone. It pays a dividend yielding 2.87% (safety: safe). FY2025 revenue was $31.8B at a 2.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -2.47 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-04 | JP Morgan | Neutral (main) |
| 2026-08-03 | Stephens & Co. | Equal-Weight (main) |
| 2026-07-24 | Morgan Stanley | Equal-Weight (down) |
| 2026-07-23 | Citigroup | Neutral (down) |
| 2026-07-23 | Benchmark | Hold (down) |
| 2026-07-22 | Benchmark | Hold (down) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Retail Trade · percentile among 238 companies
Percentile vs other Retail Trade companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | -0.005 |
| Retained earnings / assets | 0.327 |
| EBIT / assets | 0.073 |
| Equity / liabilities | 0.464 |
Sector peers · similar-size Retail Trade companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PAG | PENSKE AUTOMOTIVE GROUP, INC. | 6/9 | 2.01 | 12.8 | -0.2% |
| AN | AUTONATION, INC. | 5/9 | 1.73 | 9.9 | +3.2% |
| LAD | LITHIA MOTORS INC | 3/9 | 1.95 | 8.1 | +4% |
| KMX | CARMAX INC | 6/9 | — | 30.3 | -1.8% |
| GPI | GROUP 1 AUTOMOTIVE INC | 6/9 | 2.42 | 11 | +13.2% |
| CVNA | CARVANA CO. | 5/9 | 3.95 | 48.6 | +48.6% |
| MUSA | Murphy USA Inc. | 5/9 | 3.81 | 20.7 | -4.2% |
About PENSKE AUTOMOTIVE GROUP, INC.
Penske Automotive Group, Inc., a diversified transportation services company, operates automotive and commercial truck dealerships in the United States, the United Kingdom, Germany, Italy, Japan, Canada, Australia, New Zealand, and internationally. It operates through four segments: Retail Automotive, Retail Commercial Truck, Other, and Non-Automotive Investments. The company operates franchise dealerships under franchise agreements with various automotive manufacturers and distributors. It is also involved in the sale of new and used vehicles, maintenance and repair services, sale and placement of third-party finance and insurance products, third-party extended service and maintenance contracts, replacement and aftermarket automotive products, collision repair services, and wholesale of parts. In addition, the company operates a heavy and medium duty truck dealership, which offers Freightliner and Western Star branded trucks, as well as offers a range of used trucks. Further, it imports and distributes Western Star heavy-duty trucks, MAN heavy and medium duty trucks and buses, and Dennis Eagle refuse collection vehicles with associated parts, as well as distributes diesel and gas engines, and power systems. Penske Automotive Group, Inc. was incorporated in 1990 and is headquartered in Bloomfield Hills, Michigan. Penske Automotive Group, Inc. operates as a subsidiary of Penske Corporation, Inc.
FAQ
Is PAG financially healthy?
PENSKE AUTOMOTIVE GROUP, INC.'s Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does PAG pay a dividend, and is it safe?
Yes. PENSKE AUTOMOTIVE GROUP, INC. pays a dividend yielding about 2.87% with a 36.8% payout ratio, rated “safe” for safety.
How profitable is PAG?
In FY2025, PENSKE AUTOMOTIVE GROUP, INC. had a net margin of 2.9% and a return on equity of 16.8%.
Is PAG overvalued or undervalued?
PENSKE AUTOMOTIVE GROUP, INC. trades at about 15.4× trailing earnings — above its 10-year norm (10-year range 6.8×–13.6×, median 8.9×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PAG?
The average Wall-Street price target for PENSKE AUTOMOTIVE GROUP, INC. is $211.25, about 3.1% below the recent price, from 8 analysts (consensus: hold).
Is PAG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on PENSKE AUTOMOTIVE GROUP, INC.: a Piotroski F-score of 6/9, an Altman Z″ in the grey zone, a P/E of about 12.8×, a dividend yield of 2.87%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.