Stocktoria
Payoneer Global Inc. PAYO
Nasdaq · XNAS · stock · Services-Business Services, NEC · website · IPO 2020-10-16
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6/9
Piotroski F — financial health
0.27
Altman Z″ — distress risk · distress
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $1.1B | $710.3M | $831.1M | $563.6M | $460.6M |
| Operating income | $124.7M | $149.0M | $103.6M | -$22.2M | -$30.2M |
| Net income | $73.2M | $121.2M | $93.3M | -$12.0M | -$34.0M |
| Operating cash flow | $233.5M | $176.9M | $159.5M | $84.0M | $20.0M |
| Free cash flow | $206.6M | $168.7M | $151.0M | $73.5M | $13.1M |
| Total assets | $9.0B | $7.9B | $7.3B | $6.6B | $5.1B |
| Total liabilities | $8.3B | $7.2B | $6.6B | $6.0B | $4.6B |
| Shareholders' equity | $704.4M | $724.8M | $664.3M | $545.3M | $487.1M |
| Ratios | |||||
| Operating margin | 11.8% | 21.0% | 12.5% | -3.9% | -6.6% |
| Net margin | 7.0% | 17.1% | 11.2% | -2.1% | -7.4% |
| FCF margin | 19.6% | 23.8% | 18.2% | 13.0% | 2.8% |
| Return on assets | 0.8% | 1.5% | 1.3% | -0.2% | -0.7% |
| Return on equity | 10.4% | 16.7% | 14.1% | -2.2% | -7.0% |
| Debt / equity | — | — | 0.03× | 0.03× | 0.03× |
| Current ratio | 1.00 | 1.00 | 1.09 | 1.08 | 1.10 |
| Revenue growth | 48.2% | -14.5% | 47.5% | 22.4% | 35.6% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 2,432,300 | $11.7M |
Why these scores methodology →
Piotroski F-score: 6/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: 0.27 (distress)
- Working capital / assets 0.003
- Retained earnings / assets 0.02
- EBIT / assets 0.014
- Equity / liabilities 0.085
Sector peers
GOOG · MSFT · META · BABA · DIS · HCA · all Services →
Source: SEC EDGAR filings · CIK 0001845815 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.