Stocktoria
PROSPERITY BANCSHARES INC PB
PROSPERITY BANCSHARES INC (PB) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 2.95% (safety: moderate).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-06-29 | Morgan Stanley | Overweight (main) |
| 2026-06-25 | Citigroup | Neutral (main) |
| 2026-06-25 | Benchmark | Hold (init) |
| 2026-06-23 | Cantor Fitzgerald | Overweight (reit) |
| 2026-05-04 | Citigroup | Neutral (main) |
| 2026-05-01 | TD Cowen | Buy (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PB | PROSPERITY BANCSHARES INC | 5/9 | — | 13.8 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About PROSPERITY BANCSHARES INC
Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts; and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commercial and industrial, and agricultural and non-real estate agricultural loans; construction, land development, and other land loans; consumer loans, including automobile, recreational vehicle, boat, home improvement, personal, and deposit account collateralized loans; term loans and lines of credit; and consumer durables and home equity loans, as well as loans for working capital, business expansion, and purchase of equipment and machinery. In addition, it provides digital banking, internet banking, mobile banking, trust and wealth management, retail brokerage, mortgage services, and treasury management, and debit and credit cards services. The company was incorporated in 1983 and is headquartered in Houston, Texas.
FAQ
Is PB financially healthy?
PROSPERITY BANCSHARES INC's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does PB pay a dividend, and is it safe?
Yes. PROSPERITY BANCSHARES INC pays a dividend yielding about 2.95% with a 40.8% payout ratio, rated “moderate” for safety.
How profitable is PB?
In FY2025, PROSPERITY BANCSHARES INC had a return on equity of 7.1%.
Is PB overvalued or undervalued?
PROSPERITY BANCSHARES INC trades at about 13.0× trailing earnings — below its 10-year norm (10-year range 11.9×–19.3×, median 15.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PB?
The average Wall-Street price target for PROSPERITY BANCSHARES INC is $79.23, about 6.4% above the recent price, from 13 analysts (consensus: buy).
Is PB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on PROSPERITY BANCSHARES INC: a Piotroski F-score of 5/9, a P/E of about 13.8×, a dividend yield of 2.95%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.