Stocktoria

Pioneer Bancorp, Inc./MD PBFS

Nasdaq · stock · Savings Institutions, Not Federally Chartered · website · IPO 2019-07-18

Pioneer Bancorp, Inc./MD financials (annual)

Revenue
$12.9M $12.6M $12.8M $13.2M $13.0M $15.0M $15.8M 20182019202020212022202320242025
Net income
$11.5M $19.0M $5.2M $1.1M $10.3M $21.9M $15.3M $20.3M 20182019202020212022202320242025
Free cash flow
$15.0M $3.8M $322000 $32.1M $49.2M $25.8M 20182019202020212022202320242025

Bars are annual figures from 2018 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue$15.8M$15.0M$13.0M$13.2M$12.8M$12.6M$12.9M—
Interest expense—$21.8M$5.5M$1.5M$2.1M$4.7M$4.5M$3.2M
Income tax$6.2M$4.1M$5.9M$3.1M$1.6M$797,000$4.8M$6.3M
Net income$20.3M$15.3M$21.9M$10.3M$1.1M$5.2M$19.0M$11.5M
EPS (diluted)$0.83$0.61$0.87$0.41$0.04$0.21——
Operating cash flow$11.1M$23.8M$26.3M$50.0M$32.7M$2.0M$6.1M$23.0M
Free cash flow——$25.8M$49.2M$32.1M$322,000$3.8M$15.0M
Cash & equivalents————$325.0M$156.9M$230.1M$120.3M
Total assets$2.2B$1.9B$1.9B$2.0B$1.8B$1.5B$1.5B$1.3B
Total liabilities$1.8B$1.6B$1.6B$1.7B$1.6B$1.3B$1.3B$1.2B
Shareholders' equity$323.9M$296.5M$266.7M$242.6M$237.8M$224.0M$123.3M$118.1M

Growth · year-over-year · Revenue CAGR 3.5%

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Revenue growth+5.8%+15.2%-1.9%+3.6%+1.7%-2.6%——
Net income growth+32.9%-30.5%+113.5%+854.4%-79.3%-72.7%+65.4%—
EPS growth+36.1%-29.9%+112.2%+925.0%-81.0%———
Free cash flow growth——-47.5%+53.4%+9855.6%-91.6%-74.3%—

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.