Stocktoria
Ponce Financial Group, Inc. PDLB
Ponce Financial Group, Inc. (PDLB) earns a Piotroski F-score of 5/9 (mixed financial health). It does not currently pay a dividend.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PDLB | Ponce Financial Group, Inc. | 5/9 | — | 16.6 | — |
| NRIM | NORTHRIM BANCORP INC | 6/9 | — | 9.6 | +30.4% |
| EBC | Eastern Bankshares, Inc. | 3/9 | — | 57.9 | +19.1% |
| PFS | PROVIDENT FINANCIAL SERVICES INC | 5/9 | — | 10.6 | +7.1% |
| AX | Axos Financial, Inc. | 5/9 | — | 12.6 | +1.8% |
| BKU | BankUnited, Inc. | 7/9 | — | 13.3 | +7.4% |
| CFFN | Capitol Federal Financial, Inc. | 5/9 | — | 15.8 | +6.5% |
All Finance, Insurance & Real Estate companies →
About Ponce Financial Group, Inc.
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It provides various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also offers real estate-secured loans, including one-to-four family investor-owned and owner-occupied residential; multifamily residential; nonresidential property; construction and land; commercial and industrial; and business and consumer loans. In addition, it invests in securities, which consist of U.S. government and federal agency securities and securities issued by government-sponsored or owned enterprises, as well as corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.
FAQ
Is PDLB financially healthy?
Ponce Financial Group, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does PDLB pay a dividend?
No, Ponce Financial Group, Inc. does not currently pay a dividend.
How profitable is PDLB?
In FY2025, Ponce Financial Group, Inc. had a return on equity of 5.3%.
Is PDLB overvalued or undervalued?
Ponce Financial Group, Inc. trades at about 17.2× trailing earnings — below its 10-year norm (10-year range 7.1×–60.4×, median 28.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PDLB?
The average Wall-Street price target for Ponce Financial Group, Inc. is $24.00, about 16.1% above the recent price, from 1 analysts.
Is PDLB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Ponce Financial Group, Inc.: a Piotroski F-score of 5/9, a P/E of about 16.6×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.