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PEOPLES BANCORP INC PEBO

Nasdaq · stock · State Commercial Banks · website · IPO 1993-02-10

PEOPLES BANCORP INC statistics & valuation

Market cap$1.4B
P / E13.0×
P / S16.0×
P / B1.1×
P / FCF10.8×
Dividend yield4.20%
Net margin123.1%
Return on equity8.8%
FCF margin148.4%
Net debt$15.2M
Net debt / EBITDA0.1×
Enterprise value USD$1.4B
EV / EBITDA9.4×
Earnings yield EBIT/EV9.6%
Graham number +16.4%$47.91

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($47.91); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
92.00% 95.40% 64.50% 77.50% 144.80% 142.60% 138.30% 123.10% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
109.30% 116.10% 79.10% 92.80% 183.90% 182.50% 176.30% 155.40% 2016201720182019202020212022202320242025
Return on equity (%)
7.20% 8.40% 8.90% 9.00% 6.00% 5.60% 12.90% 10.80% 10.50% 8.80% 2016201720182019202020212022202320242025
Shares outstanding
18.2M 18.2M 19.1M 20.3M 19.8M 22.0M 28.0M 32.8M 35.1M 35.4M 2016201720182019202020212022202320242025
Net debt ($)
$79.0M $71.8M $32.0M -$32.1M -$41.5M -$316.3M -$52.9M -$210.5M $20.4M $15.2M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.90% 1.10% 1.20% 1.20% 0.70% 0.70% 1.40% 1.20% 1.30% 1.10% 2016201720182019202020212022202320242025
Free cash flow margin (%)
140.70% 114.30% 150.50% 244.00% 161.70% 163.80% 160.90% 148.40% 2016201720182019202020212022202320242025
Debt / equity (×)
0.33× 0.31× 0.21× 0.14× 0.19× 0.12× 0.13× 0.21× 0.21× 0.17× 2016201720182019202020212022202320242025
EPS ($)
$1.71 $2.10 $2.41 $2.63 $1.73 $2.15 $3.60 $3.44 $3.31 $2.99 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

PEOPLES BANCORP INC trades at about 13.8× earnings — near its 10-year norm (10-year range 8.2×–18.2×, median 13.3×).

8.2× 18.2×

Shaded band = 10-year range (8.2×–18.2×); dot = today's 13.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin155.4%176.3%182.5%183.9%92.8%79.1%116.1%109.3%——
Net margin123.1%138.3%142.6%144.8%77.5%64.5%95.4%92.0%——
FCF margin148.4%160.9%163.8%161.7%244.0%150.5%114.3%140.7%——
Return on assets1.1%1.3%1.2%1.4%0.7%0.7%1.2%1.2%1.1%0.9%
Return on equity8.8%10.5%10.8%12.9%5.6%6.0%9.0%8.9%8.4%7.2%
Debt / equity0.17×0.21×0.21×0.13×0.12×0.19×0.14×0.21×0.31×0.33×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.