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PEOPLES FINANCIAL CORP /MS/ PFBX
OTC · OOTC · stock · State Commercial Banks · website · IPO 2000-05-10
PEOPLES FINANCIAL CORP /MS/ financials (annual, from 10-K)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $6.2M | $2.2M | $830,000 | $1.6M | $3.2M | $2.7M | $1.4M | $1.0M |
| Income tax | $900,000 | -$13.3M | $2.1M | -$2.4M | $62,000 | $0 | $0 | -$36,000 | -$1.1M | $78,000 |
| Net income | $3.9M | $21.7M | $9.2M | $8.9M | $8.9M | -$2.6M | $1.7M | $629,000 | $2.8M | $167,000 |
| EPS (diluted) | $0.85 | $4.66 | $1.96 | $1.91 | — | — | — | — | — | — |
| Operating cash flow | $4.5M | $6.0M | $9.1M | $7.9M | $4.6M | $5.9M | $4.1M | $4.3M | $5.0M | $3.1M |
| Free cash flow | $4.2M | $5.1M | $6.5M | — | $2.6M | $5.5M | $3.7M | $3.6M | $4.5M | $2.1M |
| Cash & equivalents | — | — | — | — | — | — | — | — | $25.3M | $41.1M |
| Total assets | $727.1M | $831.8M | $797.7M | $861.6M | $819.0M | $668.0M | $594.7M | $616.8M | $650.4M | $688.0M |
| Total liabilities | $626.5M | $741.8M | $728.5M | $806.4M | $727.2M | $573.2M | $499.6M | $529.9M | $560.9M | $599.6M |
| Shareholders' equity | $100.7M | $90.0M | $69.3M | $55.1M | $91.7M | $94.7M | $95.1M | $86.9M | $89.5M | $88.5M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income growth | -82.0% | +136.8% | +2.5% | +0.3% | — | -252.4% | +166.9% | -77.2% | +1551.5% | — |
| EPS growth | -81.8% | +137.8% | +2.6% | — | — | — | — | — | — | — |
| Free cash flow growth | -16.9% | -22.4% | — | — | -51.8% | +48.4% | +3.0% | -21.0% | +113.6% | -49.7% |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Source: SEC EDGAR filings · CIK 0000770460 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.