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PEOPLES FINANCIAL CORP /MS/ PFBX

OTC · stock · State Commercial Banks · website · IPO 2000-05-10

PEOPLES FINANCIAL CORP /MS/ financials (annual)

Revenue
2016201720182019202020212022202320242025
Net income
$167000 $2.8M $629000 $1.7M -$2.6M $8.9M $8.9M $9.2M $21.7M $3.9M 2016201720182019202020212022202320242025
Free cash flow
$2.1M $4.5M $3.6M $3.7M $5.5M $2.6M $6.5M $5.1M $4.2M 2016201720182019202020212022202320242025

Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Interest expense——$6.2M$2.2M$830,000$1.6M$3.2M$2.7M$1.4M$1.0M
Income tax$900,000-$13.3M$2.1M-$2.4M$62,000$0$0-$36,000-$1.1M$78,000
Net income$3.9M$21.7M$9.2M$8.9M$8.9M-$2.6M$1.7M$629,000$2.8M$167,000
EPS (diluted)$0.85$4.66$1.96$1.91——————
Operating cash flow$4.5M$6.0M$9.1M$7.9M$4.6M$5.9M$4.1M$4.3M$5.0M$3.1M
Free cash flow$4.2M$5.1M$6.5M—$2.6M$5.5M$3.7M$3.6M$4.5M$2.1M
Cash & equivalents————————$25.3M$41.1M
Total assets$727.1M$831.8M$797.7M$861.6M$819.0M$668.0M$594.7M$616.8M$650.4M$688.0M
Total liabilities$626.5M$741.8M$728.5M$806.4M$727.2M$573.2M$499.6M$529.9M$560.9M$599.6M
Shareholders' equity$100.7M$90.0M$69.3M$55.1M$91.7M$94.7M$95.1M$86.9M$89.5M$88.5M

Growth · year-over-year

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net income growth-82.0%+136.8%+2.5%+0.3%—-252.4%+166.9%-77.2%+1551.5%—
EPS growth-81.8%+137.8%+2.6%———————
Free cash flow growth-16.9%-22.4%——-51.8%+48.4%+3.0%-21.0%+113.6%-49.7%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.