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PRINCIPAL FINANCIAL GROUP INC PFG
PRINCIPAL FINANCIAL GROUP INC (PFG) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 2.94% (safety: moderate). FY2025 revenue was $15.6B at a 7.6% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-03 | JP Morgan | Neutral (main) |
| 2026-07-28 | B of A Securities | Underperform (main) |
| 2026-07-28 | Evercore ISI Group | In-Line (main) |
| 2026-07-22 | Wells Fargo | Equal-Weight (main) |
| 2026-07-21 | JP Morgan | Neutral (main) |
| 2026-07-13 | Evercore ISI Group | In-Line (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| PFG | PRINCIPAL FINANCIAL GROUP INC | 5/9 | — | 19.6 | -3.1% |
| AFL | AFLAC INC | 3/9 | — | 16.8 | -9.3% |
| UNM | Unum Group | 4/9 | — | 19.7 | +1.5% |
| PREJF | PARTNERRE LTD | 6/9 | — | — | +59.3% |
| CNO | CNO Financial Group, Inc. | 4/9 | — | 21.4 | +0.9% |
| MUFG | MITSUBISHI UFJ FINANCIAL GROUP INC | 4/9 | — | — | +9.5% |
| MFG | MIZUHO FINANCIAL GROUP INC | 4/9 | — | — | +7.6% |
All Finance, Insurance & Real Estate companies →
About PRINCIPAL FINANCIAL GROUP INC
Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses, individuals, and institutional clients worldwide. The company operates through Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection segments. The Retirement and Income Solutions segment provides retirement, and related financial products and services. This segment offers products and services for defined contribution plans, including 401(k) and 403(b) plans, defined benefit plans, nonqualified executive benefit plans, employee stock ownership plans, equity compensation, and pension risk transfer services; individual retirement accounts; investment only products; and mutual funds, individual variable annuities, registered index-linked annuities, and bank products, as well as trust and custody services. The Principal Asset Management segment provides equity, fixed income, real estate, and other alternative investments, as well as fund offerings. This segment also offers pension accumulation products and services, mutual funds, asset management, income annuities, and life insurance accumulation products, as well as voluntary savings plans. The Benefits and Protection segment provides specialty benefits, such as specialty benefits group dental and vision insurance, group life and other insurance, and group and individual disability insurance, as well as administers group dental, disability, and vision benefits; and individual life insurance products comprising universal, variable universal, indexed universal, and term life insurance products. This segment serves insurance solutions for small and medium-sized businesses and their owners, as well as employees. The company was founded in 1879 and is based in Des Moines, Iowa.
FAQ
Is PFG financially healthy?
PRINCIPAL FINANCIAL GROUP INC's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does PFG pay a dividend, and is it safe?
Yes. PRINCIPAL FINANCIAL GROUP INC pays a dividend yielding about 2.94% with a 57.7% payout ratio, rated “moderate” for safety.
How profitable is PFG?
In FY2025, PRINCIPAL FINANCIAL GROUP INC had a net margin of 7.6% and a return on equity of 9.9%.
Is PFG overvalued or undervalued?
PRINCIPAL FINANCIAL GROUP INC trades at about 21.7× trailing earnings — above its 10-year norm (10-year range 5.0×–31.0×, median 12.3×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for PFG?
The average Wall-Street price target for PRINCIPAL FINANCIAL GROUP INC is $107.67, about 5.4% below the recent price, from 12 analysts (consensus: hold).
Is PFG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on PRINCIPAL FINANCIAL GROUP INC: a Piotroski F-score of 5/9, a P/E of about 19.6×, a dividend yield of 2.94%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.