Stocktoria

PRUDENTIAL FINANCIAL INC PFH

NYSE · stock · Life Insurance · website · IPO 2001-12-13 · LEI

PRUDENTIAL FINANCIAL INC statistics & valuation

Market cap$37.6B
P / E10.5×
P / S0.6×
P / B1.1×
Dividend yield5.13%
Net margin5.9%
Return on equity10.9%
Net cash$856.0M
Enterprise value USD$36.7B
Graham number +834.3%$144.35

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($144.35); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
7.40% 13.20% 6.50% 6.50% -0.70% 12.40% -2.90% 4.60% 3.90% 5.90% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
9.40% 14.40% 8.30% 6.60% -0.50% 14.30% -5.30% 8.90% 9.70% 10.90% 2016201720182019202020212022202320242025
Shares outstanding
446.6M 436.0M 426.2M 410.9M 395.8M 390.1M 372.3M 364.6M 359.3M 353.7M 2016201720182019202020212022202320242025
Net debt ($)
$3.91B $2.68B $2.02B $2.32B $6.02B $5.73B $2.66B -$537.0M $690.0M -$856.0M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.60% 0.90% 0.50% 0.50% 0.00% 0.90% -0.20% 0.30% 0.40% 0.50% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.39× 0.32× 0.35× 0.29× 0.29× 0.30× 0.64× 0.67× 0.68× 0.58× 2016201720182019202020212022202320242025
EPS ($)
$9.71 $17.86 $9.50 $10.11 -$1.00 $22.40 -$4.49 $6.74 $7.50 $9.99 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

PRUDENTIAL FINANCIAL INC trades at about 1.5× earnings — below its 10-year norm (10-year range 1.1×–3.1×, median 2.5×).

1.1× 3.1×

Shaded band = 10-year range (1.1×–3.1×); dot = today's 1.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin5.9%3.9%4.6%-2.9%12.4%-0.7%6.5%6.5%13.2%7.4%
Return on assets0.5%0.4%0.3%-0.2%0.9%-0.0%0.5%0.5%0.9%0.6%
Return on equity10.9%9.7%8.9%-5.3%14.3%-0.5%6.6%8.3%14.4%9.4%
Debt / equity0.58×0.68×0.67×0.64×0.30×0.29×0.29×0.35×0.32×0.39×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.