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PEOPLES FINANCIAL SERVICES CORP. PFIS

Nasdaq · stock · National Commercial Banks · website · IPO 2002-06-05 · LEI

PEOPLES FINANCIAL SERVICES CORP. financials (annual)

Revenue
2016201720182019202020212022202320242025
Net income
$19.6M $18.5M $24.9M $25.7M $29.4M $43.5M $38.1M $27.4M $8.5M $59.2M 2016201720182019202020212022202320242025
Free cash flow
$21.3M $22.3M $28.6M $31.5M $34.9M $35.9M $34.5M $27.3M $32.1M $43.3M 2016201720182019202020212022202320242025

Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Interest expense——$63.1M$15.6M$9.4M$14.3M$17.9M$13.3M$8.7M$7.3M
Income tax$13.0M-$30,000$5.1M$7.3M$10.0M$4.8M$3.2M$3.4M$8.2M$5.0M
Net income$59.2M$8.5M$27.4M$38.1M$43.5M$29.4M$25.7M$24.9M$18.5M$19.6M
EPS (diluted)$5.88$0.99$3.83$5.28$6.02$4.00$3.47$3.37$2.50$2.65
Operating cash flow$54.3M$34.7M$33.3M$42.4M$40.8M$37.2M$37.1M$32.6M$28.6M$28.1M
Free cash flow$43.3M$32.1M$27.3M$34.5M$35.9M$34.9M$31.5M$28.6M$22.3M$21.3M
Cash & equivalents————————$37.5M$39.9M
Total assets$5.3B$5.1B$3.7B$3.6B$3.4B$2.9B$2.5B$2.3B$2.2B$2.0B
Total liabilities$4.8B$4.6B$3.4B$3.2B$3.0B$2.6B$2.2B$2.0B$1.9B$1.7B
Shareholders' equity$519.8M$468.9M$340.4M$315.4M$340.1M$316.9M$299.0M$278.6M$265.0M$256.6M

Growth · year-over-year

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net income growth+596.5%-69.0%-28.1%-12.5%+48.3%+14.1%+3.3%+35.0%-5.7%+10.5%
EPS growth+493.9%-74.2%-27.5%-12.3%+50.5%+15.3%+3.0%+34.8%-5.7%+12.3%
Free cash flow growth+34.8%+17.6%-20.9%-3.8%+2.9%+10.8%+10.2%+27.8%+5.0%-14.0%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.