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PFS Bancorp, Inc. PFSB

OTC · OOTC · stock

PFS Bancorp, Inc. financials (annual, from 10-K)

Revenue
2022202320242025
Net income
2022202320242025
Free cash flow
2022202320242025

Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022
Income tax$405,000$202,000$240,000$155,000
Net income$1.7M$905,000$1.0M$831,000
EPS (diluted)$1.09$0.57$0.63
Operating cash flow$2.1M$1.4M$1.9M$2.2M
Free cash flow$2.1M$1.1M$1.9M$2.1M
Total assets$206.9M$197.6M$193.5M$174.1M
Total liabilities$167.9M$161.0M$157.5M$154.0M
Shareholders' equity$39.1M$36.7M$35.9M$20.1M

Growth · year-over-year

MetricFY2025FY2024FY2023FY2022
Net income growth+84.6%-10.2%+21.3%
EPS growth+91.2%-9.5%
Free cash flow growth+84.4%-39.4%-8.7%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Source: SEC EDGAR filings · CIK 0001967656 · US · as of 2025-12-31. facts plus Stocktoria's own computed scores — not investment advice.